Shaiyr Kurmankulova's Group

Shaiyr is the leader of this loan group. She has three children. Her eldest daughter is married and lives separately. Her eldest son works in a canning plant in Russia and her youngest son, 14, is a school student. Many years ago, Shaiyr’s sister urged her and her husband to open their own snack bar on a major road to sell shish kebabs. Shaiyr took her sister’s suggestion and very soon a new snack bar appeared on the road.

Shaiyr and her husband are happy as they have begun to earn a decent income, have successfully married off their daughter, and have bought a house! Shaiyr and her husband would like to request a loan to purchase meat in order make more shish kebab. Once the entire kebab gets sold, their next plan is to do some renovation at home. In the future, Shaiyr would like to expand her business and give her two sons the best affordable education.

Shaiyr’s other loan partners include Madanbek, Kalyiman and Maral.

Madanbek, 37, is a father of three. He earns his and his family’s living by working as a taxi driver. Madanbek needs a loan to repair his car before it completely breaks down. His earnings depend on his car.

Kalyiman, 48, is a mother of two. Her husband is retired but he works as a taxi driver. She works as a nurse at maternity hospital. She needs a loan to send her daughter to study in China.

Maral, 30, is a housewife with two daughters attending school. Her husband is a farmer. Maral sells milk, yoghurt and sour cream. They plan to increase their livestock population. The are requesting a loan to purchase a calf.
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--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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