Jose Ernesto Nuñez Juarez

El Señor José Ernesto Núñez Juárez tiene 33 años de edad. La actividad económica de José es la compra y venta de mercadería en general. Hace más de tres años que se dedica a este negocio, expresa que la misma necesidad lo ha impulsado a buscar una nueva fuente de ingresos además el quiere proporcionarle a su hijo la oportunidad de estudia y salir adelante. Los propósitos de José son de mantener su actividad económica ya que es el único medio que posee para seguir manteniendo a su familia. El financiamiento es para capital de trabajo por lo que se comprara ropa para damas, caballeros, niños y cosméticos, con esto podrá satisfacer la demanda de sus clientes


Important Information About This Loan
In mid 2008, a movement began in Nicaragua called “Movimiento No Pago” (a movement for non-payment of loans). This movement, supported mostly by farmers of the north of Nicaragua with ties to the left-wing party in Nicaragua, has been organizing protests and making it difficult for some branches of microfinance institutions to operate normally. This movement has been fed by the global the economic crisis, which has made it more difficult for Nicaraguans to pay back their loans. This group has submitted a law to the government to create a moratorium on debt repayment. If passed, the law could have a severe effect on the microfinance industry and banking sector in Nicaragua. Recent information indicates that the situation may be improving as the President of Nicaragua has spoken out against this law and would not support its passage in its current form. The network of microfinance institutions in Nicaragua (ASOMIF) has been negotiating with the government in support of an alternative proposal. Kiva, along with 25 other funders from 9 countries, has signed onto a letter to the Nicaraguan government urging a resolution to this situation without enacting a moratorium on debt repayment. The potential passage of the debt moratorium increases the risk of lending in Nicaragua. For more information, please see the following articles: http://impreso.elnuevodiario.com.ni/2009/09/24/nacionales/110236; http://www.laprensa.com.ni/archivo/2009/octubre/16/noticias/economia/355010.shtml

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