Shahnoza Zuhurova


Status: Paying Back

$1,150.00   Loan Amount
13% repaid

About the Entrepreneur

Name: Shahnoza Zuhurova
Location: Dj.rasulov, Tajikistan
Activity: Clothing Sales

About the Loan

Loan Amount: $1,150.00
Loan Use: To purchase wedding dresses
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Sep 1, 2009
Date Disbursed: Aug 25, 2009
Date Funded:Sep 2, 2009

About the Country

Country:Tajikistan
Avg Annual Income:$1,388.00
Currency:Tajikistan Somoni (TJS)
Exchange Rate:4.3903 TJS = 1 USD



Zuhurova Shahnoza is 29-years old and married with one young child. For more than five years, Shahnoza has been running her own business. She has a small saloon where she sells and rents both traditional and national wedding dresses. Traditionally families in Tajikistan are large so consequently there are lots of marriages and Shahnoza has a lot of clients. The stability of her business allows her to make a considerable contribution to the family income. This is her third loan with Kiva partner IMON International. During the previous loan cycle she was accurate and precise in the loan payments. Shahnoza is requesting 5,000 Somoni ($1150 USD) to purchase newer styles of wedding dresses.


More about Tajikistan and IMON International


Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. Today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.


Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., damaged an already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still lives in abject poverty.


IMON's History


Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj








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Loan has been disbursed
 
Entrepreneur: Shahnoza Zuhurova
Location: Dj.rasulov, Tajikistan

Thank you for your loan. It has been disbursed to Shahnoza Zuhurova by IMON International in Tajikistan. We are excited to watch this business grow. Over the 12 months of this loan, IMON International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Dj.rasulov, Tajikistan
Sep 3, 2009
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Kiva Help Repayment Schedule for Shahnoza Zuhurova

  Expected Repayments Actual Repayments Comments
November 2009 $76.53 $76.53 Repayment Received
December 2009 $79.60 $79.60 Repayment Received
January 2010 $82.78 Available Jan 1  
February 2010 $86.09 Available Feb 1  
March 2010 $89.54 Available Mar 1  
April 2010 $93.11 Available Apr 1  
May 2010 $96.84 Available May 1  
June 2010 $100.72 Available Jun 1  
July 2010 $104.74 Available Jul 1  
August 2010 $108.93 Available Aug 1  
September 2010 $113.29 Available Sep 1  
October 2010 $117.83 Available Oct 1