Cecile Cagumbay
Status: Paying Back
| $100.00 | Loan Amount |
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55% repaid
About the Entrepreneur
| Name: | Cecile Cagumbay |
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| Location: | Balingasag , Misamis Oriental, Philippines |
| Activity: | Fruits & Vegetables |
About the Loan
| Loan Amount: | $100.00 |
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| Loan Use: | To invest in expanding the business |
| Repayment Term: | 6 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Aug 26, 2009 |
| Date Disbursed: | Aug 11, 2009 |
| Date Funded: | Aug 26, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 9 months |
| Kiva Entrepreneurs: | 1852 |
| Total Loans: | $315,325 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 48.6004 PHP = 1 USD |
Cecile Cagumbay is from the village of Salay, Misamis Oriental. She is 21 years old. Cecile is married and has an infant child. Cecile operates a specialized retail store. The main source of income for the business comes from selling fruits and vegetables in the local community. Cecile is just starting this business.
In 2009, Cecile joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Cecile is requesting a new loan of 4,000 PHP, which will be used to invest in expanding the business. This will be the first loan taken out by Cecile from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.
About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
In 2009, Cecile joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Cecile is requesting a new loan of 4,000 PHP, which will be used to invest in expanding the business. This will be the first loan taken out by Cecile from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.
About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
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Journal entries for Cecile Cagumbay
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Loan has been disbursed
Location: Balingasag , Misamis Oriental, Philippines
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Posted by
from Balingasag , Misamis Oriental, Philippines
Aug 27, 2009 |
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Loan Updates
Location: Balingasag , Misamis Oriental, Philippines
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Posted by
sonjelie pagobo from Balingasag , Misamis Oriental, Philippines
Sep 7, 2009 |
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Comment on this entry
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Repayment Schedule for Cecile Cagumbay
Repayment Schedule for Cecile Cagumbay
| Expected Repayments | Actual Repayments | Comments | |||
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| October 2009 | $10.00 | $10.00 |  Repayment Received
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| November 2009 | $25.00 | $25.00 | Repayment Received
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| December 2009 | $20.00 | $20.00 | Repayment Received
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| January 2010 | $20.00 | Available Jan 1 | |||
| February 2010 | $25.00 | Available Feb 1 | |||
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