Maria Felix Picado Flores

Maria Felix Picado tiene 38 años de edad. Su actividad económica es el destace de cerdo. Hace más de 5 años que se dedica este negocio. Por lo que es una mujer muy luchadora y que desde muy joven ha tenido que trabajar para mantener a sus 2 hijos. Ella dio inicio a este negocio por su suegra ya que presentaba problemas de salud y ella sabia elaborar muy bien los nacatamales y además conocía muy bien la venta de los derivados. Por lo que más tarde observa que con este negocio logra obtener los suficientes ingresos para salir adelante. El motivo del financiamiento es par capital de trabajo para la compra de cerdos, leña, maíz para la elaboración de los nacatamales. Su mayor sueño es obtener un vehículo que le ayude a movilizarse.


Important Information About This Loan
In mid 2008, a movement began in Nicaragua called “Movimiento No Pago” (a movement for non-payment of loans). This movement, supported mostly by farmers of the north of Nicaragua with ties to the left-wing party in Nicaragua, has been organizing protests and making it difficult for some branches of microfinance institutions to operate normally. This movement has been fed by the global the economic crisis, which has made it more difficult for Nicaraguans to pay back their loans. This group has submitted a law to the government to create a moratorium on debt repayment. If passed, the law could have a severe effect on the microfinance industry and banking sector in Nicaragua. Recent information indicates that the situation may be improving as the President of Nicaragua has spoken out against this law and would not support its passage in its current form. The network of microfinance institutions in Nicaragua (ASOMIF) has been negotiating with the government in support of an alternative proposal. Kiva, along with 25 other funders from 9 countries, has signed onto a letter to the Nicaraguan government urging a resolution to this situation without enacting a moratorium on debt repayment. The potential passage of the debt moratorium increases the risk of lending in Nicaragua. For more information, please see the following articles: http://impreso.elnuevodiario.com.ni/2009/09/24/nacionales/110236; http://www.laprensa.com.ni/archivo/2009/octubre/16/noticias/economia/355010.shtml

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