Rosmery


Status: Paying Back

$1,025.00   Loan Amount
33% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Rosmery
Location: Juliaca, Peru
Activity: Food Production/Sales

About the Loan

Loan Amount: $1,025.00
Loan Use: Purchase utensils & ingredients
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Aug 23, 2009
Date Disbursed: Aug 6, 2009
Date Funded:Aug 23, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9500 PEN = 1 USD



Rosmery is 30 years old and has dabbled in various jobs throughout her life. She and her younger sister live at home with their parents. What she wants most is to improve her quality of life. Starting around 7pm, she sells delicious kebabs (brochettes) from her food cart. Rosemery is a very charismatic saleswoman who treats her customers with much kindness. The seasoning she adds to her kebabs gives them more flavor. As a result, her food stand is one of the busiest in the area. What she likes most about her job is being around her customers and making conversation with them while she prepares their food. Rosemery has only been in business for 6 months and she already knows that she is headed in the right direction. She says the most difficult part of her job is staying up very late at night on the street and enduring the intense cold. In the future, she hopes to open a fast food shop where she can attend to her customers in a calmer environment.


Rosemery is requesting her sixth loan with MFP. She has not experienced any problems with making her payments and expects this time to be the same. Her Communal Bank has tremendous confidence in her because she is considered to be one of the most serious and well respected members. With her loan of 3000 soles, she plans to buy new pots and utensils for preparing her kebabs. Any money left over will be used to purchase ingredients.

Translated from Spanish by Ronan Reodica, Kiva Volunteer


Rosmery tiene 30 años, es una mujer que durante toda su vida ha incursionado en varios trabajos. Vive en la casa de sus padres, junto a su hermana menor y lo que más desea es mejorar su calidad de Vida.A partir de las 7 de la noche sale a vender sus deliciosos anticuchos (brochetas) en su carretilla, ella es una vendedora muy carismática y siempre trata a sus clientes con mucha amabilidad, la sazón que le pone a sus anticuchos ha hecho que su carretilla sea una de las más concurridas de la zona. Lo que más le gusta de su trabajo es conversar con sus clientes y hacerles más agradable el momento de la comida, lleva 6 meses en esta actividad y aunque recién está comenzando, sabe que está yendo por buen camino. Rosmery considera que lo más difícil de su trabajo es tener que permanecer hasta muy altas horas de la noche en la calle y soportar el intenso frió. Para el futuro anhela que su negocio crezca y pueda poner una tienda de comida rápida, donde pueda atender con más tranquilidad a sus clientes. Este es el sexto préstamo al que accede Rosmery con MFP, no ha tenido problemas para pagar los anteriores créditos y espera esta vez tampoco tenerlos. En su banco comunal le tienen mucha confianza, ya que es una de las socias más serias y cumplidas. Con los tres mil nuevos soles solicitados comprará nuevas ollas y utensilios para preparar sus anticuchos, el resto del dinero lo invertirá en la comprar de los ingredientes para sus anticuchos.

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Journal entries for Rosmery


Loan has been disbursed
 
Entrepreneur: Rosmery
Location: Juliaca, Peru

Thank you for your loan. It has been disbursed to Rosmery by Microfinanzas Prisma in Peru. We are excited to watch this business grow. Over the 5 months of this loan, Microfinanzas Prisma will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juliaca, Peru
Aug 24, 2009
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Kiva Help Repayment Schedule for Rosmery

  Expected Repayments Actual Repayments Comments
November 2009 $170.83 $170.83 Repayment Received
December 2009 $170.84 $170.84 Repayment Received
January 2010 $170.83 Available Jan 1  
February 2010 $170.83 Available Feb 1  
March 2010 $170.84 Available Mar 1  
April 2010 $170.83 Available Apr 1