Clarita Sandice
Status: Paying Back
| $125.00 | Loan Amount |
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75% repaid
About the Entrepreneur
| Name: | Clarita Sandice |
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| Location: | Colonia , Valencia City, Philippines |
| Activity: | General Store |
About the Loan
| Loan Amount: | $125.00 |
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| Loan Use: | To expand her business |
| Repayment Term: | 7 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Aug 22, 2009 |
| Date Disbursed: | Jul 23, 2009 |
| Date Funded: | Aug 22, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 9 months |
| Kiva Entrepreneurs: | 1852 |
| Total Loans: | $315,325 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 48.1850 PHP = 1 USD |
Clarita Sandice is from the village of Colonia, Valencia City. She is 54 years old, married, and has three adult children. To make a living, Clarita owns and operates a sari-sari (variety) retail shop, where she sells both food and daily use products in the local community. Clarita has been in business for over three years and earns approximately 5,000 PHP a month.
In 2009, Clarita joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Clarita is requesting a new loan of 5,000 PHP which will be used to invest in expanding the business. This loan will be the first loan taken out by Clarita from HSPFI. She plans to use the additional revenue generated from the business to further improve the business.
About HSPFI:
HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
In 2009, Clarita joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Clarita is requesting a new loan of 5,000 PHP which will be used to invest in expanding the business. This loan will be the first loan taken out by Clarita from HSPFI. She plans to use the additional revenue generated from the business to further improve the business.
About HSPFI:
HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
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Journal entries for Clarita Sandice
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Loan has been disbursed
Location: Colonia , Valencia City, Philippines
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Posted by
from Colonia , Valencia City, Philippines
Aug 23, 2009 |
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Comment on this entry
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Loan Updates
Location: Colonia , Valencia City, Philippines
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Posted by
sonjelie pagobo from Colonia , Valencia City, Philippines
Nov 5, 2009 |
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Comment on this entry
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Repayment Schedule for Clarita Sandice
Repayment Schedule for Clarita Sandice
| Expected Repayments | Actual Repayments | Comments | |||
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| October 2009 | $37.50 | $37.50 |  Repayment Received
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| November 2009 | $25.00 | $25.00 | Repayment Received
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| December 2009 | $31.25 | $31.25 | Repayment Received
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| January 2010 | $25.00 | Available Jan 1 | |||
| February 2010 | $6.25 | Available Feb 1 | |||
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