Maritza Del Socorro Maza Tesén


Status: Paying Back

$275.00   Loan Amount
16% repaid

About the Entrepreneur

Name: Maritza Del Socorro Maza Tesén
Location: Santa Rosa - Chiclayo, Peru
Activity: Fish Selling

About the Loan

Loan Amount: $275.00
Loan Use: Purchase mackerel for processing & resale
Repayment Term: 12 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Aug 22, 2009
Date Disbursed: Aug 20, 2009
Date Funded:Aug 22, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9600 PEN = 1 USD



Maritza is a 30 year old mother who lives with her husband and two children (ages 10 and 1) in the district of Santa Rosa, located 25 minutes away from the city of Chiclayo.


For two and a half years, she has worked as a fish merchant. Every day, Monday through Friday, she goes to the fishing terminal to purchase mackerel, which is widely consumed in the region. She processes it and sells it as “pescado salado” (salted fish) at the market in Olmos District every Saturday and Sunday.


Her husband works as a chauffeur who provides transportation services to passengers. They both contribute to the household income. Over time they were able to save enough money to purchase a plot of land and start construction of a house that has not yet been finished.


Maritza is applying for her first loan from our Institution in the amount of 800 soles so that she can expand her business. She plans to buy more fish for processing and resale so that she can generate sufficient income and complete the construction of her home.


Maritza has very good work references, since she was recommended by many existing clients of our Institution who are in the same business as her. They know that she is responsible and capable of succeeding.


Translated from Spanish by Ronan Reodica, Kiva Volunteer


Maritza es una madre de familia de 30 años de edad que vive junto a su esposo y sus dos hijos, de 1 y 10 años de edad, en el distrito de Santa Rosa, ubicado a 25 minutos de la ciudad de Chiclayo.

Desde hace dos años y medio se dedica al comercio de pescado, todos los días lunes y viernes va a la terminal pesquero del lugar a comprar una variedad de pescado llamado caballa, que es muy consumido en la región, para luego procesarlo y venderlo como pescado salado en el mercado del distrito de Olmos los días sábados y domingos.

Su esposo trabaja eventualmente como chofer de autos que brinda servicio de transporte de pasajeros y lo percibido por ambos sirve para solventar los gastos económicos de su hogar; poco a poco han llegado a comprar un lote de terreno y construir su casa que aún no está terminada,.

Por este motivo ella está solicitando por primera vez a nuestra Institución un crédito de 800 nuevos soles que piensa invertir en una ampliación de su negocio con la compra de más pescado para procesarlo, venderlo; a la vez, generarse los recursos suficientes que le permitan terminar de construir su hogar.

Maritza goza de muy buenas referencias laborales, por lo que fue recomendada por muchos clientes de nuestra Institución que laboran en su misma actividad y que conocen de su responsabilidad y su entrega por sacar adelante a los suyos.

Subscribe

Lenders to this entrepreneur

Charlene
Santa Monica, CA
United States

Jennifer
San Diego, CA
United States

Matteo
Milan, Milano
Italy

Lotte & Kato
Veltem Beisem, Vlaams Brabant
Belgium

May & Paal
Hole, 3531
Norway

Mike and Vickie
Ft. Madison, IA
United States

Kim Hjortholm
Copenhagen, .
Denmark

Ralph
Perth,
Australia

Anonymous
Amsterdam,
Netherlands

Luk
Antwerp,
Belgium



Top Lending Teams for this entrepreneur


Denmark
Local Area
208 Members

PADMA
Religious Congregations
10 Members

Belgium
Local Area
236 Members

Journal entries for Maritza Del Socorro Maza Tesén


Loan has been disbursed
 
Entrepreneur: Maritza Del Socorro Maza Tesén
Location: Santa Rosa - Chiclayo, Peru

Thank you for your loan. It has been disbursed to MARITZA DEL SOCORRO MAZA TESÉN by Edpyme Alternativa in Peru. We are excited to watch this business grow. Over the 10 months of this loan, Edpyme Alternativa will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Santa Rosa - Chiclayo, Peru
Aug 23, 2009
Comment on this entry

Journal Update for Maritza del Socorro Maza Tesén
 
Entrepreneur: Maritza Del Socorro Maza Tesén
Location: Santa Rosa - Chiclayo, Peru

Maritza recieved a loan of 800 Soles from Kiva that she invested in the purchase of more fish to maintain her business processing and selling seafood.

She tells us that all economic activity relating to seafood in her district has been affected by a fish shortage and resulting in an increase in prices. But, thanks to the credit she received she has been able to maintain her business during this difficult time of year.

Maritza is very grateful for the support of the Kiva Lenders. If it had not been for her loan, her business would have passed through serious difficulties. Luckily, she has been able to contine working normally although she hopes that this season ends and that things go back to normal soon.

---

Maritza había solicitado un crédito de 800 nuevos soles que pensaba invertir en la compra de más pescado para el mantenimiento de su negocio de venta de pescado procesado.

Ella nos comenta que actualmente todas las actividades económicas de su distrito relacionadas con la pesca se han visto afectadas por la escasez del pescado y el aumento de su precio. Pero, gracias al préstamo que se le dio, actualmente puede mantener su negocio durante esta difícil temporada del año.

Ella se encuentra muy agradecida con el apoyo brindado por los prestamistas de Kiva, ya que de no ser por el préstamo, su negocio estuviera pasando por serias dificultades. Por lo pronto sigue trabajando con normalidad mientras espera a que esta temporada termine y que todo regrese a su ritmo habitual.


Posted by Carlos Lizarzaburu Albitres from Santa Rosa - Chiclayo, Peru
Oct 14, 2009
Comment on this entry

Kiva Help Repayment Schedule for Maritza Del Socorro Maza Tesén

  Expected Repayments Actual Repayments Comments
November 2009 $21.68 $21.68 Repayment Received
December 2009 $23.89 $23.89 Repayment Received
January 2010 $24.24 Available Jan 1  
February 2010 $25.36 Available Feb 1  
March 2010 $26.84 Available Mar 1  
April 2010 $27.34 Available Apr 1  
May 2010 $29.67 Available May 1  
June 2010 $30.77 Available Jun 1  
July 2010 $32.02 Available Jul 1  
August 2010 $33.19 Available Aug 1