Moses Kizito's Group
Status: Paying Back
| $4,350.00 | Loan Amount |
|---|
56% repaid
About the Group
| Group Name: | Moses Kizito's Group |
|---|---|
| Group Members: |
Moses Kizito Esther Nalwanga Margarete Mpagi Florence Mugalu Sarah Nazziwa John Zziwa Specioza Amudin Christine Asiimwe Noer Ssekabembe Yudatadeo Wasswa Henry Kiwanuka Betty Nakatte Nusan Kibirige Willy Kalyowa Bennah Nakabugo Ema Nkonga |
| Location: | Lugazi, Uganda |
| Activity: | Barber Shop |
About the Loan
| Loan Amount: | $4,350.00 |
|---|---|
| Loan Use: | Buy salon equipment such as shavers, spirits, combs and brushes |
| Repayment Term: | 6 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Aug 21, 2009 |
| Date Disbursed: | Aug 19, 2009 |
| Date Funded: | Aug 25, 2009 |
About the Field Partner
About the Field Partner
|
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| Field Partner: | Pearl Microfinance Limited |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 26 months |
| Kiva Entrepreneurs: | 10683 |
| Total Loans: | $2,885,625 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Uganda |
|---|---|
| Avg Annual Income: | $1,700.00 |
| Currency: | Uganda Shillings (UGX) |
| Exchange Rate: | 2,050.0000 UGX = 1 USD |
Kizito Moses is the leader of his lending group in Lugazi. He is 30 years old and married with 2 children aged 6 and 2 years. He also cares for 3 dependents.
For nine years, Moses has run a barber shop in Kasubi where he specializes in cutting and trimming men’s hair. He says that his biggest challenges are customers who get used to him and begin making late payments, thereby harming his cash flow, and the unstable power supply, which keeps him from working most of the time. However, he has been able to stay in business because of his perseverance and his good customer care.
He hopes to own his salon site and educate his children to university level. He also plans to buy a generator so that he can eliminate his power problems. He is grateful for his loans because they have helped him so much.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
For nine years, Moses has run a barber shop in Kasubi where he specializes in cutting and trimming men’s hair. He says that his biggest challenges are customers who get used to him and begin making late payments, thereby harming his cash flow, and the unstable power supply, which keeps him from working most of the time. However, he has been able to stay in business because of his perseverance and his good customer care.
He hopes to own his salon site and educate his children to university level. He also plans to buy a generator so that he can eliminate his power problems. He is grateful for his loans because they have helped him so much.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Top Lending Teams for this group
Atheists, Agnostics, Skeptics, Freethinkers, Secular Humanists and the Non-Religious
Common Interest
7006 Members
Journal entries for Moses Kizito's Group
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Loan has been disbursed
Location: Lugazi, Uganda
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Posted by
from Lugazi, Uganda
Aug 26, 2009 |
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Comment on this entry
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Repayment Schedule for Moses Kizito's Group
Repayment Schedule for Moses Kizito's Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| November 2009 | $1,359.38 | $1,359.38 |  Repayment Received
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| December 2009 | $1,087.50 | $1,087.50 | Repayment Received
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| January 2010 | $1,087.50 | Available Jan 1 | |||
| February 2010 | $815.62 | Available Feb 1 | |||
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