Joyce M. Mgombele

Mambo (Greetings!) from Tanzania! This is 26 years old Joyce Mgombele from Mbeya. She is married with no children. Joyce has been running a Stationeries Business since January 2009.
Stationery Shop business - Stationary sales is a business in which micro-entrepreneurs demonstrate their business savvy, with most sellers placing their shops, stalls, or tables strategically close to post offices, banks, schools and universities. Shops usually sell a variety of items from pens to books to candy (especially if the shop is nearby a school).

She works at the business for 12 hours per day, 6 days per week and is assisted her husband. Joyce currently earns about 210USD a month from her business. She is requesting a loan in order to purchase more stationeries equipments in bulk. In the future, she plans to increase the quantity of her business. Joyce thanks you for your support!
ABOUT SELFINA:
SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro-Leasing. The organization is engaged in the economic empowerment of women in Tanzania through the provision of a leasing and leaseback microfinance facility. Customs and traditions in Tanzania make it difficult for women to own land and assets, thus they are termed non-creditworthy by financial institutions. This leads to poor financial support and poor access to basic needs and services for women with low incomes. One of the primary advantages of micro leasing is that is allows clients to use the equipment as collateral for future loans with SELFINA, thus enabling them to borrow larger sums in the future.

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