Las Rositas Group
Status: Paying Back
| $2,500.00 | Loan Amount |
|---|
About the Group
| Group Name: | Las Rositas Group |
|---|---|
| Group Members: |
MATILDE FUENTES CRUZ JULIA CRUZ LAGUNES EDUARDO SANCHEZ FUENTES HILARIO NOGUERA MORALES MARGARITO MORALES NERI (not pictured) LEONARDO MORALES GARCIA FELIPE MORALES GARCIA JOSE MEZA MOLINA ANA ROSA SANCHEZ LARA LORENA ANDRADE ANDRADE |
| Location: | Piedras Negras, Ver. Mex, Mexico |
| Activity: | Paper Sales |
About the Loan
| Loan Amount: | $2,500.00 |
|---|---|
| Loan Use: | Purchase notebooks, crayons, pencil boxes, and poster boards |
| Repayment Term: | 6 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Aug 20, 2009 |
| Date Disbursed: | Aug 14, 2009 |
| Date Funded: | Aug 22, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Fundacion Realidad A.C (FRAC), a partner of World Vision International |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Pilot |
| Time On Kiva: | 5 months |
| Kiva Entrepreneurs: | 417 |
| Total Loans: | $115,700 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Mexico |
|---|---|
| Avg Annual Income: | $11,249.00 |
| Currency: | Mexico Pesos (MXN) |
| Exchange Rate: | 12.8859 MXN = 1 USD |
In the beginning, she used to help her husband cultivate rice, but she states that it was very heavy work for her, and the weather conditions caused her to have health problems.
For this reason, Lorena looked for another way to help her husband financially, so she decided to set up her own stationery store because they did not have any in the area; residents had to travel to nearby communities.
She has been in business for only 6 months, and she decided to request a loan in order to better stock her store and provide better customer service.
Doña Lore, as she is known by her neighbors, is a member of the Las Rositas Group, which is comprised of 10 people who own general stores, candy stores, beverage stores, clothing and shoe stores.
Translated from Spanish by Elizabeth Casian, Kiva Volunteer
LA SRA. LORENA ANDRADE ANDRADE TIENE 25 AÑOS DE EDAD Y VIVE CON SU ESPOSO CON QUIEN TIENE YA 10 AÑOS DE MATRIMONIO. ES ORIGINARIA DE LA COMUNIDAD DE LAS TRANCAS EL CUAL PERTENECE AL MUNICIPIO DE TLALIXCOYAN. SU LOCALIDAD ES MUY CONOCIDA POR QUE EN ELLA LA GENTE SE DEDICA PRINCIPALMENTE AL CULTIVO DE ARROZ, PEPINO Y MAIZ. SIENDO EL ARROZ EL PRINCIPAL SUSTENTO DE LA COMUNIDAD.
INICIALMENTE ELLA AYUDABA A SU ESPOSO EN LAS LABORES DEL CAMPO, SEMBRANDO ARROZ. PERO COMENTA ELLA QUE ERA UNA ACTIVIDAD MUY PESADA PARA ELLA YA QUE LAS CONDICIONES CLIMATICAS LE CAUSABAN PROBLEMAS DE SALUD.
ES POR ESTO QUE LA SEÑORA BUSCO OTRA FORMA DE APOYAR A SU ESPOSO ECONOMICAMENTE Y SE DECIDIO EN PONER UNA PAPELERIA YA QUE EN LA COMUNIDAD NO HABIA NINGUNA. LA GENTE TENIA QUE TRASLADARSE A COMUNIDADES ALEDAÑAS.
LLEVA APENAS 6 MESES CON SU NEGOCIO Y DECIDIO SOLICTAR UN CREDITO PARA PODER SURTIR MEJOR SU NEGOCIO Y ASI DAR UN MEJOR SERVICIO A SUS CLIENTES.
DOÑA LORE COMO LA CONOCEN SUS VECINOS ES INTEGRANTE DE LA UDE LAS ROSITAS, LA CUAL ESTA INTEGRADA POR 10 PERSONAS. LAS CUALES SE DEDICAN A LA TIENDA DE ABARROTES, VENTA DE DULCES, DE REFRESCOS, VENTA DE ROPA Y CALZADO.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Las Rositas Group
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Loan has been disbursed
Location: Piedras Negras, Ver. Mex, Mexico
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Posted by
from Piedras Negras, Ver. Mex, Mexico
Aug 23, 2009 |
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Comment on this entry
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Now " las trancas" has a new school supply store / Ahora "Las Trancas" tiene una nueva papeliería
Location: Piedras Negras, Ver. Mex, Mexico
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Posted by
BERENICE ROSALES from Piedras Negras, Ver. Mex, Mexico
Nov 5, 2009 |
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Comment on this entry
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Repayment Schedule for Las Rositas Group
Repayment Schedule for Las Rositas Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| October 2009 | $312.50 | $312.50 |  Repayment Received
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| November 2009 | $625.00 | $625.00 | Repayment Received
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| December 2009 | $781.25 | $781.25 | Repayment Received
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| January 2010 | $625.00 | Available Jan 1 | |||
| February 2010 | $156.25 | Available Feb 1 | |||
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