Laurice Enomar
Status: Paying Back
| $525.00 | Loan Amount |
|---|
0% repaid
About the Entrepreneur
| Name: | Laurice Enomar |
|---|---|
| Location: | Ozamis City, Misamis Occidental, Philippines |
| Activity: | Personal Housing Expenses |
About the Loan
| Loan Amount: | $525.00 |
|---|---|
| Loan Use: | To purchase equipment to improve the business |
| Repayment Term: | 7 months - View details below |
| Lenders Repaid: | At end of term |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Sep 1, 2009 |
| Date Disbursed: | Aug 4, 2009 |
| Date Funded: | Sep 4, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Gata Daku Multi-purpose Cooperative (GDMPC) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 6 months |
| Kiva Entrepreneurs: | 975 |
| Total Loans: | $191,575 |
| Delinquency Rate: | 1.62% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 48.3499 PHP = 1 USD |
Laurice Enomar is from the village of Maningcol, Ozamiz City, Misamis Occidental. She is 29 years old. Laurice is married and has 1 young child. To make a living, Laurice rents rooms to college students. Laurice has been engaged in her business for over 1 year and earns approximately 5000 PHP a month from these activities.
In 2009, Laurice joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Laurice has successfully repaid a previous loan from GDMPC. Laurice is requesting a new loan of 25000 PHP which will be used to purchase equipment to improve the business. This loan will be the second loan taken out by Laurice from GDMPC. She plans to use the additional revenue generated from the business to improve her family's general living conditions.
About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three units offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolks and small entrepreneurs.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
About Housing Loans
Many poor families are financially unable to purchase a house that meets their needs. Housing loans funded on Kiva give families access to capital to improve their homes and an opportunity to pay loans back at a pace that they can handle. The housing and small business loans featured on Kiva share a common purpose: they alleviate conditions of poverty and enable families to lead more stable lives. Learn more
In 2009, Laurice joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Laurice has successfully repaid a previous loan from GDMPC. Laurice is requesting a new loan of 25000 PHP which will be used to purchase equipment to improve the business. This loan will be the second loan taken out by Laurice from GDMPC. She plans to use the additional revenue generated from the business to improve her family's general living conditions.
About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three units offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolks and small entrepreneurs.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
About Housing Loans
Many poor families are financially unable to purchase a house that meets their needs. Housing loans funded on Kiva give families access to capital to improve their homes and an opportunity to pay loans back at a pace that they can handle. The housing and small business loans featured on Kiva share a common purpose: they alleviate conditions of poverty and enable families to lead more stable lives. Learn more
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Journal entries for Laurice Enomar
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new update
Location: Ozamis City, Misamis Occidental, Philippines
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Posted by
Angie Pascual from Ozamis City, Misamis Occidental, Philippines
Sep 1, 2009 |
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Comment on this entry
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Loan has been disbursed
Location: Ozamis City, Misamis Occidental, Philippines
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Posted by
from Ozamis City, Misamis Occidental, Philippines
Sep 5, 2009 |
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Comment on this entry
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Repayment Schedule for Laurice Enomar
Repayment Schedule for Laurice Enomar
| Expected Repayments | Actual Repayments | Comments | |||
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| March 2010 | $525.00 | Available Mar 1 | |||
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