Mrs. Mom Sar Village Bank Group
Status: Paying Back
| $3,325.00 | Loan Amount |
|---|
About the Group
| Group Name: | Mrs. Mom Sar Village Bank Group |
|---|---|
| Group Members: |
Mom Sar Pheap Sou Saveth Ay Phet Sok Vann Phann Chanthy Hong Rin Ouch Hen Kuok Kan Dam Hab Hy Kuoy Chan Yorm Sar Nhor Keo (not pictured) Srei Keo Srey Pen Nhi Yous Vanna Baen Ry Khiev Khorn Sar Sopheak Tob |
| Location: | Pou Roung Village, Cambodia |
| Activity: | Recycling |
About the Loan
| Loan Amount: | $3,325.00 |
|---|---|
| Loan Use: | purchasing more recyclable products |
| Repayment Term: | 14 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Sep 1, 2009 |
| Date Disbursed: | Jul 28, 2009 |
| Date Funded: | Sep 6, 2009 |
About the Field Partner
About the Field Partner
|
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| Field Partner: | AMK (Angkor Microfinance Kampuchea) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 21 months |
| Kiva Entrepreneurs: | 18052 |
| Total Loans: | $3,071,150 |
| Delinquency Rate: | N/A - see note |
| Default Rate: | 0.00% (see note) |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Cambodia |
|---|---|
| Avg Annual Income: | $2,600.00 |
| Currency: | Cambodia Riels (KHR) |
| Exchange Rate: | 4,140.0000 KHR = 1 USD |
Fifteen members in this group loan have end-of-term loans and the rest have monthly payment loans. The EoT borrowers are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Mrs. Mom Sar Village Bank Group
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Loan has been disbursed
Location: Pou Roung Village, Cambodia
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Posted by
from Pou Roung Village, Cambodia
Sep 7, 2009 |
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Comment on this entry
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Repayment Schedule for Mrs. Mom Sar Village Bank Group
Repayment Schedule for Mrs. Mom Sar Village Bank Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| November 2009 | $453.27 | $526.08 |  Repayment Received
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| December 2009 | $226.63 | $226.63 | Repayment Received
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| January 2010 | $226.64 | Available Jan 1 | |||
| February 2010 | $226.63 | Available Feb 1 | |||
| March 2010 | $226.63 | Available Mar 1 | |||
| April 2010 | $226.64 | Available Apr 1 | |||
| May 2010 | $226.63 | Available May 1 | |||
| June 2010 | $226.64 | Available Jun 1 | |||
| July 2010 | $226.63 | Available Jul 1 | |||
| August 2010 | $226.63 | Available Aug 1 | |||
| September 2010 | $832.03 | Available Sep 1 | |||
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