Hermelinda Espinola's Group

The Oñondivepa group is formed by the union of various neighbors in the city of Villa Elisa. All of the group members work at independent activities like sales. The members form a very unified and organized group. All of the group members are mothers who work at various activities in order to strengthen their homes' economy. They also work to develop their enterprises in a sustainable manner while looking to constantly grow. They do this with the help of continuing financial assistance.

The members are asking for a loan to buy merchandise for the following activities:

Hermelinda Espínola Sells Clothes
María Vicenta Godoy Sells Fruit
Mara Yolanda Báez Sells Fruit
Justa Pastora Báez Small Market
Adelaida Báez Machado Sells Cosmetics
Felicia Moreira Vera Sells Clothes
Andresa Báez Sells Clothes
Gloria Isabel Lezcano Sells Lottery Cards
Feliciana Ortiz Sells Food
Elda Báez Báez Sells Charcoal
Rafaela Romero Seamstress
María Lourdes Navarro. Small Market
Alcida Armoa Sells Clothes
Cristina Aurora Insfrán Sells Cosmetics
Sadi Raquel Bareiro Snack Bar

Translated from Spanish by Ginny Kalish, Kiva Volunteer

El comité “Oñondivepa” se formó con la unión varias vecinas de la ciudad de Villa Elisa. Todas las integrantes del comité desarrollan actividades independientes, como son las ventas. Las integrantes constituyen un grupo muy solido y organizado.
Todas las integrantes del comité son madres que se dedican a varias actividades con el fin de fortalecer la economía de la casa y desarrollar sus emprendimientos de manera sustentable y con vistas a un crecimiento constante, con la ayuda de una asistencia financiera permanente.
Las integrantes solicitan el crédito para poder invertirlo en la compra de mercaderías para las siguientes actividades comerciales:


Hermelinda Espínola Venta de Ropas
María Vicenta Godoy Venta de frutas
Mara Yolanda Báez Venta de frutas
Justa Pastora Báez Despensa
Adelaida Báez Machado Venta de cosméticos
Felicia Moreira Vera Venta de Ropas
Andresa Báez Venta de Ropas
Gloria Isabel Lezcano Venta de cartones de loteria
Feliciana Ortiz Venta de comidas
Elda Báez Báez Venta de carbón
Rafaela Romero Costurera
María Lourdes Navarro. Despensa
Alcida Armoa Venta de ropas
Cristina Aurora Insfrán Venta de Cosméticos
Sadi Raquel Bareiro Copetín



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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