Gladys


Status: Paying Back

$350.00   Loan Amount
50% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Gladys
Location: Juliaca, Peru
Activity: Clothing Sales

About the Loan

Loan Amount: $350.00
Loan Use: To buy more sports clothing to sell in her stall.
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Aug 20, 2009
Date Disbursed: Jul 21, 2009
Date Funded:Aug 22, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9400 PEN = 1 USD



Gladys is 47 years old and is a very loving mother. She lives in her own house with her beloved son, Roy, of 16 years, who is the reason for all her efforts. Her business is the sale of clothes. Her stall is located in the Tupac Amaru market (an important market of the city of Juliaca). She sells sports clothing and is one of the most requested saleswomen of said market, because of the unique styles that she has in stock and the reasonable prices that she offers her clients. She has become very well known. What she likes most about her work is advising her clients on the styles that best suit them. She has been doing this for 8 years and thinks that the most difficult part of her work is to have to remain in her stall all day. In the future she hopes that her business will grow and that she can have a clothing store where she would be able to tend her clients with greater comfort. This is Gladys's fourth loan with MFP. She has always been very punctual in her payments and we expect that she will be punctual now also. In her communal bank she is very well liked by the her companion associates, since she is a very positive person. With the thousand Soles requested she will buy more sports clothing to increase the stock for sale in her stall.

Translated from Spanish by Barbara (B) Brown, Kiva Volunteer


Gladys tiene 47 años, es una madre de familia muy amorosa, vive en su propia casa junto a su querido hijo Roy de 16 años, quien es el motivo de todos sus esfuerzos. Su negocio es la venta de ropa, su puesto está ubicado en el mercado Tupac Amaru (mercado importante de la ciudad de Juliaca), ella vende lencería y es una de las vendedoras más solicitadas de dicho mercado, ya que los novedosos modelos que tiene en stock y los precios accesibles que brinda a sus clientes, la han hecho muy conocida. Lo que más le gusta de su trabajo es aconsejar sus clientes sobre los modelos que mejor les quedaran, lleva 8 años realizando esta actividad y considera que lo más difícil de su trabajo es tener que permanecer en su puesto de venta todo el día. Para el futuro espera que su negocio crezca y pueda tener una tienda de ropa donde pueda a tender a sus clientes con mayor comodidad. Este es el cuarto préstamo de Gladys con MFP, siempre ha sido muy puntual en sus pagos y espera serlo ahora también. En su banco comunal es muy querida por el resto de sus compañeras socias, ya que es muy alegre. Con los mil nuevos soles solicitados comprará más lencería para implementar mejor el stock de su puesto de venta.

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Journal entries for Gladys


Loan has been disbursed
 
Entrepreneur: Gladys
Location: Juliaca, Peru

Thank you for your loan. It has been disbursed to Gladys by Microfinanzas Prisma in Peru. We are excited to watch this business grow. Over the 5 months of this loan, Microfinanzas Prisma will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juliaca, Peru
Aug 23, 2009
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Kiva Help Repayment Schedule for Gladys

  Expected Repayments Actual Repayments Comments
October 2009 $58.45 $58.45 Repayment Received
November 2009 $58.45 $58.45 Repayment Received
December 2009 $58.45 $58.45 Repayment Received
January 2010 $58.45 Available Jan 1  
February 2010 $58.45 Available Feb 1  
March 2010 $57.75 Available Mar 1