Vilma


Status: Paying Back

$350.00   Loan Amount
50% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Vilma
Location: Juliaca, Peru
Activity: Call Center

About the Loan

Loan Amount: $350.00
Loan Use: To buy a cell phone
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Aug 20, 2009
Date Disbursed: Jul 20, 2009
Date Funded:Aug 20, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9400 PEN = 1 USD



Vilma is 25 years old, and she is a hard-working youngster. She lives in a rented small room and what she wants most is to improve the quality of her life. She sells cell phone calls by traveling. She has 4 cell phones, which work very well. Because she is a very persuasive person, she always convinces her clients to make more calls than they had planned. Her traveling stand is located in one of the most central streets in the city of Juliaca. Because of this, she is always very busy taking care of her clients. What she likes most about her work is talking with her clients. She has spent 2 years in this activity, and she thinks that the most difficult part of her job remaining on the street all day, especially because many times the severity of the weather is bad and makes her sick. Because of this, in the future, she hopes to have the money necessary to have a grocery store and a stable location for her call center, since she enjoys this work. This is her fifth loan with MFP. She knows that if she repays her loan on time, she will be able to get another loan easily and without brining any complications to her community bank, where is well-liked by her peers. With the 1000 nuevos soles she has requested, she will buy a new cell phone, so that her clients don’t have to wait as long for a call.

Translated from Spanish by Avni Shah, Kiva Volunteer


Vilma tiene 25 años, es una joven muy trabajadora, vive alquilada en un pequeño cuarto y lo que más desea es mejorar su calidad de vida. Su negocio son las llamadas por celular de forma ambulante, ella cuenta con 4 celulares, con los cuales trabaja muy bien, ya que es una persona muy persuasiva y siempre convence a sus clientes de realizar más llamadas de las planeadas. Su puesto ambulatorio está ubicado en una de las calles más céntricas de la ciudad de Juliaca, es por eso que siempre está muy ocupada atendiendo a la gente. Lo que más le gusta de su trabajo es conversar con sus clientes, lleva 2 años en esta actividad y considera que lo más difícil de su trabajo es tener que permanecer en la calle todo el día, ya que muchas veces las inclemencias del clima le juegan malas pasadas y la hacen enfermarse. Es por eso que para el futuro espera tener el dinero necesario para tener una tienda de abarrotes y un local estable para su locutorio ya que le gusta mucho el trabajo de las llamadas. Este es el quinto préstamo de Vilma con MFP, sabe que si lo paga a tiempo podrá acceder a otro con mayor tranquilidad y sin traerle complicaciones a su banco comunal, donde es muy querida por el resto de sus compañeras. Con los mil nuevos soles solicitados comprará un nuevo celular, para que así sus clientes no tengan que esperar tanto por una llamada.

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Journal entries for Vilma


Loan has been disbursed
 
Entrepreneur: Vilma
Location: Juliaca, Peru

Thank you for your loan. It has been disbursed to Vilma by Microfinanzas Prisma in Peru. We are excited to watch this business grow. Over the 5 months of this loan, Microfinanzas Prisma will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juliaca, Peru
Aug 21, 2009
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Kiva Help Repayment Schedule for Vilma

  Expected Repayments Actual Repayments Comments
October 2009 $58.45 $58.45 Repayment Received
November 2009 $58.45 $58.45 Repayment Received
December 2009 $58.45 $58.45 Repayment Received
January 2010 $58.45 Available Jan 1  
February 2010 $58.45 Available Feb 1  
March 2010 $57.75 Available Mar 1