Miel Plus Group

Gaby Kisendo, 42 years old, is the president of a group of borrowers, comprising 27 members, named "Miel Plus," which means "Honey" in English.
She has been running her own restaurant since 2006, and has been a part of this Community Bank, "Miel Plus," since November 2008. Gaby has gained solid experience in the management of her restaurant, which is located in the northwest part of Kinshasa. She and her group have already received one set of loans from Kiva through the microfinance institution Hope RDC (one of Kiva's field partners), which they repaid without incident. With this next loan, she intends to buy fish and chickens to increase her restaurant's supply, with the goal of satisfying the needs of her constantly increasing clientele and increasing her profits. In addition to her ambition of extending her business by adding an outdoor seating area, Gaby also dreams one day of building a house for her family. She and her group are determined to develop their businesses with the financial support of Kiva through the loans they obtain from Hope RDC. Gaby is married and and has five children, aged between 4 and 16. All of them go to school.

Translated from French by Vilas Menon, Kiva Volunteer

Gaby Kisendo 42 ans, est présidente d’un groupe d’emprunteurs constitué de 27 membres dénommé « Miel Plus » qui signifie « Honey » en anglais.
Elle gère son propre restaurant depuis 2006 et elle a intégré cette Banque Communautaire « Miel Plus » depuis novembre 2008. Gaby a acquit une expérience solide dans la gestion de son restaurant qui se situe au nord-est de Kinshasa. Elle et son groupe ont déjà reçu une fois les crédits de Kiva à travers l’Institution de Micro finance Hope RDC et ils les ont remboursés correctement. Elle compte acheter avec le prochain prêt, des poissons et poulets pour renforcer le stock de son restaurant en vue de satisfaire le besoin de ses clients qui ne cessent de croitre et augmenter le bénéfice. A coté de l’ambition d’étendre son activité en y ajoutant une terrasse, Gaby rêve aussi à construire un jour une maison pour sa famille. Elle et son groupe sont déterminés à développer leurs affaires avec l’appui financier de Kiva à travers des crédits reçus de l’IMF Hope RDC. Gaby est mariée et mère de cinq enfants âgés entre 4 et 16 ans. Tous vont à l’école.






About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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