Josifina Macabenlar
Status: Paying Back
| $125.00 | Loan Amount |
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80% repaid
About the Entrepreneur
| Name: | Josifina Macabenlar |
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| Location: | Manuyog, Sagay Camiguin, Philippines |
| Activity: | General Store |
About the Loan
| Loan Amount: | $125.00 |
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| Loan Use: | To purchase additional products to sell |
| Repayment Term: | 7 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Aug 24, 2009 |
| Date Disbursed: | Jul 20, 2009 |
| Date Funded: | Aug 24, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 9 months |
| Kiva Entrepreneurs: | 1852 |
| Total Loans: | $315,325 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 48.3252 PHP = 1 USD |
Josifina Macabenlar is from the village of Manuyog, Sagay Camiguin. She is 57 years old, and is married with three adult children. To make a living, Josifina owns and operates a sari-sari (variety) retail shop. The main source of income for the business comes from selling a variety of different products in the local community. Josifina has been engaged in her business for over four years and earns approximately 2000 PHP a month from these activities.
In 2008, Josifina joined Kiva partner, HSPFI, to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 4000 PHP from HSPFI. This loan was used to to purchase additional products to sell. Josifina is requesting a new loan of 5000 PHP, which will also be used to purchase additional products to sell. This loan will be her third from HSPFI. She plans to use the additional revenue generated to improve and expand her business.
About HSPFI
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
In 2008, Josifina joined Kiva partner, HSPFI, to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 4000 PHP from HSPFI. This loan was used to to purchase additional products to sell. Josifina is requesting a new loan of 5000 PHP, which will also be used to purchase additional products to sell. This loan will be her third from HSPFI. She plans to use the additional revenue generated to improve and expand her business.
About HSPFI
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
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Journal entries for Josifina Macabenlar
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Loan has been disbursed
Location: Manuyog, Sagay Camiguin, Philippines
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Posted by
from Manuyog, Sagay Camiguin, Philippines
Aug 25, 2009 |
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Comment on this entry
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Loan Updates
Location: Manuyog, Sagay Camiguin, Philippines
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Posted by
sonjelie pagobo from Manuyog, Sagay Camiguin, Philippines
Sep 10, 2009 |
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Comment on this entry
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Repayment Schedule for Josifina Macabenlar
Repayment Schedule for Josifina Macabenlar
| Expected Repayments | Actual Repayments | Comments | |||
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| October 2009 | $37.50 | $43.75 |  Repayment Received
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| November 2009 | $25.00 | $25.00 | Repayment Received
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| December 2009 | $31.25 | $31.25 | Repayment Received
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| January 2010 | $25.00 | Available Jan 1 | |||
| February 2010 | $6.25 | Available Feb 1 | |||
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