La Esperanza Dos Group
Status: Paying Back
| $4,125.00 | Loan Amount |
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56% repaid
About the Group
(For privacy reasons, the Field Partner has requested that last names and location be undisclosed)| Group Name: | La Esperanza Dos Group |
|---|---|
| Group Members: |
NELI CINTHIA LORENA VICTOR ALFONSO CASTA EVITA PATRICIA MARTHA ROQUE RODRIGO PATRICIA ZULMA PATRICIA LILIANA ELIZABETH MARIA ELIA (not pictured) REGINA |
| Location: | Location Undisclosed, Bolivia |
| Activity: | Services |
About the Loan
| Loan Amount: | $4,125.00 |
|---|---|
| Loan Use: | Working capital. |
| Repayment Term: | 7 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Sep 1, 2009 |
| Date Disbursed: | Jul 16, 2009 |
| Date Funded: | Sep 30, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Fundación AgroCapital, a partner of ACDI/VOCA |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 26 months |
| Kiva Entrepreneurs: | 7958 |
| Total Loans: | $2,073,150 |
| Delinquency Rate: | 0.45% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Bolivia |
|---|---|
| Avg Annual Income: | $2,817.00 |
| Currency: | Bolivia Bolivianos (BOB) |
| Exchange Rate: | 6.9700 BOB = 1 USD |
The Community Bank "Los Esperanza Dos" is represented by Neli, and it is made up of 15 other members who sell vegetables, clothing, prepared foods, and provide public transportation as well as construction services. There is a great deal of competition in the market but the members are highly experienced and they know how to prosper their businesses, offering variety and quality in their products. The loan they have requested will be used as working capital to invest in their small busiensses, to improve their earnings. This all translates into a better quality of life for their families, seeing improvements day after day. They are very grateful for the trust that has been given them and will work even harder than before. The members are currently on their first loan cycle but they have participated in groups before. They promise to give all that they have to prosper their businesses responsibly.
Translated from Spanish by Erika Lindig, Kiva Volunteer
El banco comunal “Los Esperanza Dos” están representados por la señora Neli y conformados por 15 integrantes los cuales se dedican a la venta de verduras, ropa, comida, cosméticos, trasporte público y construcción de viviendas. La competencia a nivel comercial es alta pero la socias tienen mucha experiencia y saben como sacar adelante sus negocios ofreciendo productos variados y de buena calidad. El crédito que han obtenido, es para aumentar su capital de trabajo y emprender pequeños negocios para incrementar más sus ganancias, que se traduce en mejorar la calidad de vida de sus familias que día a día van mejorando mas, por ello están muy agradecidos por la confianza depositada para seguir trabajando con mas ganas. La socias van cursando su primer ciclo pero ya cuentan con experiencia en grupos solidarios por lo se comprometen a dar todo de si para salir adelante con responsabilidad y unidad.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Lenders to this group
Anonymous
Laurent D
Brussels,
Belgium
Suzanne & Cliff
Hauppauge, NY
United States
Nazaret
Lublin, Poland
Poland
Anonymous
New Canaan, CT
United States
Martine
Le Cheylas, Isere
France
Jody
Valparaiso, IN
United States
Alan
Dollard-des-Ormeaux, Quebec
Canada
Sharon
warren, PA
United States
Nancy
KivaFriends.org, Brentwood, TN
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Anita
Upper Sturt, South Australia
Australia
Jennifer
New York, NY
United States
Jennifer
Joshua Tree, CA
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Anonymous
Franz
Stanford, CA
United States
Sue
Miami, FL
United States
John & Catherine
Altamonte Springs, FL
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Frank & Dee
matthews, NC
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Carol
Saint Paul, MN
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Maureen
Cape Coral, Florida
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Penina
Portola Valley, CA
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Beach Money Profits
Tempe, AZ
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Nancy
Albuquerque, NM
United States
Kiki
Milwaukee, WI
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Bernies_Kids
United States
Stephanie and Bob
Toronto, Ontario
Canada
EdZ
Chandler, AZ
United States
Anonymous
Las Vegas, NV
United States
Michael
Monrovia, CA
United States
Don & Donna
Tulsa, Oklahoma
United States
Will
Tempe, AZ
United States
Anonymous
Robert & Diane
Quebec
Canada
Berry
Wyoming,
United States
Tony
Chester, Cheshire
United Kingdom
Johnny
Fullerton, CA
United States
Gregg
Peterborough, Ontario
Canada
Michael
Asheville, NC
United States
Sancti Spiritus
Russellville, AL
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Anonymous
Elissa
Mittagong, New South Wales
Australia
Tom
Evanston, Il
United States
Judith
Conifer, CO
United States
Dana
La Jolla, CA
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Nancy
Glencoe, MO
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Anonymous
Violet Hill, Ontario
Canada
Anonymous
Ithaca, NY
United States
Lars
Vancouver, WA
United States
Anonymous
Friday Harbor, WA
United States
ron
Vancouver, British Columbia
Canada
Jillian
Vence,
France
Shree
LOTUS Team, Bay Area, CA
United States
Ann
Olympia, WA
United States
Michelle
Boring, OR
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Cecilia & Siggi
Düsseldorf,
Germany
Annette
Ystad,
Sweden
David
Nairobi,
Kenya
Hayward UMC
Hayward, WI
United States
Lyndsey
Minneapolis, MN
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Gavrilo
Fribourg,
Switzerland
Stefan
Peine,
Germany
Jan
Champaign, IL
United States
EditMe, LLC
Maynard, MA
United States
silvo
Dalfsen,
Netherlands
Brennan
Chicago, IL
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Anonymous
Overath, NRW
Germany
Bryan
Lehi, UT
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RaviG
Los Altos Hills, CA
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Richard
Morehead City, NC
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Joseph
Port Washington, NY
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Anonymous
san mateo, CA
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Brian LaFrance
Queen Creek, AZ
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Mary
Alabaster, AL
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Bernd
Wiesbaden,
Germany
Eck
South Pasadena, CA
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Sheryl
Henley Beach South, South Australia
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Anonymous
Zanesville, OH
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MaryAnn
Sumter, SC
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Leesa
Stratford, Ontario
Canada
Ulla
Blomberg,
Germany
Anonymous
Pittsburgh, PA
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Lois Dimos
Miami, FL
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Elizabeth
Southwick, MA
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Philip & Jess
Arlington, MA
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Rob
Downers Grove, IL
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robert
Ypsilanti, MI
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David
San Jose, CA
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Richard
Brooklyn, NY
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Alberta Ingenuity
Edmonton, Alberta
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christina & paul
laurel, NY
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Ken Rune
Oslo,
Norway
Anonymous
Kingsville, Ontario
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Brian
Aurora, CO
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Emma
Årsta, Stockholm,
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Richard
Dayton, OH
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Ed Leek
Portland, OR
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Jurrien
Bellows Falls, VT
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Judi
Vancouver, WA
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Sabrina
Scotch Plains, NJ
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Claudette
New York, NY
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Anonymous
Los Angeles, Ca
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Derrick
Vancouver, BC
Canada
José
Carcavelos,
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MiamiJoe
Albany, NY
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Babak
Atlanta, GA
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Rosalie
Boston, MA
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Kelsey
Costa Mesa, CA
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Howard
Portola Valley, CA
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John
Lane Cove, NSW
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Gregoire
New York, NY
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Christine
Oakmont, PA
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Jay
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Top Lending Teams for this group
Atheists, Agnostics, Skeptics, Freethinkers, Secular Humanists and the Non-Religious
Common Interest
7010 Members
Journal entries for La Esperanza Dos Group
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Loan has been disbursed
Location: Location Undisclosed, Bolivia
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Posted by
from Location Undisclosed, Bolivia
Oct 1, 2009 |
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Comment on this entry
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Repayment Schedule for La Esperanza Dos Group
Repayment Schedule for La Esperanza Dos Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| December 2009 | $2,337.18 | $2,337.18 |  Repayment Received
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| January 2010 | $702.88 | Available Jan 1 | |||
| February 2010 | $1,084.94 | Available Feb 1 | |||
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