Eusebia Espinoza Silva


Status: Paying Back

$425.00   Loan Amount
18% repaid

About the Entrepreneur

Name: Eusebia Espinoza Silva
Location: Chontales, Nicaragua
Activity: Personal Housing Expenses

About the Loan

Loan Amount: $425.00
Loan Use: to change the roof/ceiling in the kitchen
Repayment Term: 13 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Aug 15, 2009
Date Disbursed: Aug 13, 2009
Date Funded:Aug 16, 2009

About the Country

Country:Nicaragua
Avg Annual Income:$3,636.00
Currency:Nicaragua Cordobas (NIO)
Exchange Rate:20.4509 NIO = 1 USD



Mrs. Eusebia is asking for her first credit to invest in the improvement of her home (to change the zinc (roofing) in the kitchen that is in bad condition.) She works as a teacher for the Project for a New Town. She has 5 children but only 2 are still financially dependent on her, and those two are currently studying in their 5th year of secondary school. She also supports her husband in caring for his elderly parents with the costs of living. Her husband is a farmer, every day Mrs. Eusebia gets up at four o’clock in the morning to prepare breakfast, and in the afternoons she plans her classes and finishes doing the housework and chores, both help with the expenses of the family. She is a woman with the high spirit of self-improvement, is very responsible, and as a teacher she loves her work since she can help many children learn to read and write in the Las Torres region. Her dream is for her children to be able to study for a degree, to have working stability, health, and a home with better conditions.

Translated from Spanish by Laura Kirkvold, Kiva Volunteer


Doña Eusebia está solicitando su 1er crédito para invertirlo en mejora de su vivienda (cambiarle el zinc a la cocina que se encuentra en mal estado), trabaja como docente de el Proyecto para un Pueblo Nuevo, tiene 5 hijos pero solamente 2 dependen economicamente de ella, los dos estudian 5to año de educacion secundaria, como tambien ayuda a su esposo a cuidar a sus ancianos padres con los gastos del hogar, su esposo trabaja como agricultor, doña Eusebia todos los dias se levanta a la cuatro de la mañana para dejar el desayuno preparado y por las tardes planea sus clases y termina de hacer los quehaceres de la casa, ambos se ayudan con los gastos de la familia, es una señora con alto espiritu de superación personal, muy responsable, es una docente que ama su trabajo ya que ayuda a muchos niños a aprender a leer y escribir de la comarcas las Torres, su sueño es que sus hijos estudien una carrera, tener estabilidad laboral, salud y una vivienda con mejores condiciones.


About Housing Loans
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merbo
www.kiva.org/team/john_butler_trio, ♡♡♡♡♡♡♡♡

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Journal entries for Eusebia Espinoza Silva


Loan has been disbursed
 
Entrepreneur: Eusebia Espinoza Silva
Location: Chontales, Nicaragua

Thank you for your loan. It has been disbursed to Eusebia Espinoza Silva by AFODENIC in Nicaragua. We are excited to watch this business grow. Over the 10 months of this loan, AFODENIC will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Chontales, Nicaragua
Aug 16, 2009
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Kiva Help Repayment Schedule for Eusebia Espinoza Silva

  Expected Repayments Actual Repayments Comments
November 2009 $38.64 $40.03 Repayment Received
December 2009 $38.63 $37.24 Repayment Received
January 2010 $38.64 Available Jan 1  
February 2010 $38.64 Available Feb 1  
March 2010 $38.63 Available Mar 1  
April 2010 $38.64 Available Apr 1  
May 2010 $38.64 Available May 1  
June 2010 $38.63 Available Jun 1  
July 2010 $38.64 Available Jul 1  
August 2010 $38.64 Available Aug 1  
September 2010 $38.63 Available Sep 1