Ines Alberto Mausse


Status: Paying Back

$775.00   Loan Amount
34% repaid

About the Entrepreneur

Name: Ines Alberto Mausse
Location: Boane, Maputo, Mozambique
Activity: Personal Housing Expenses

About the Loan

Loan Amount: $775.00
Loan Use: Purchase construction materials
Repayment Term: 18 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Aug 19, 2009
Date Disbursed: Jul 20, 2009
Date Funded:Aug 22, 2009

About the Country

Country:Mozambique
Avg Annual Income:$1,389.00
Currency:Mozambique Meticais (MZN)
Exchange Rate:26.4500 MZN = 1 USD



Inês Alberto Mausse was born in Manjacaze in the Gaza province (300 km from the city of Maputo). She is 56 years old, married, and has a 22 year old daughter who attends school. Inês attended school through the 8th grade. She dropped out due to poor vision and social issues (her parents believed that women shouldn't get much education). She lives with her family and also supports her parents, who although they live far away, are under her care. Inês has traveled a lot throughout the country since she left her native Manjacaze. She has lived in 4 provinces in the country. She has worked as a police officer for the Ministry of the Interior for more than 34 years. She completed her training in 1974 in the Matalane police training center in Maputo. She earns a monthly salary of 10,200,00 MT which she uses to support her family and build her home, a project she is completing in phases with conventional materials.
Inês has never had a loan from other banks. She learned about Hluvuku-Adsema through friends when she approached the bank for her first loan of 13.000,00 MT. This is her second loan with Hluvuku-Adsema. It is for 20.000,000 MT which she will use to purchase construction materials for her home.
She plans to pay off the loan without any problems so that she can have access to additional loans to finish her home and furnish it.



Translated from Portuguese by Michele Magrino, Kiva Volunteer


Inês Alberto Mausse nasceu no distrito de Manjacaze província de Gaza (a 300 km da ciddade de Maputo) tem 56 anos de idade, casada e mãe de 1 filha de 22 anos de idade que frenquenta escola. Estudou ate 8 classe tendo parado por falta de visão e questões sociais (os pais tinham o mito de que as mulheres não deviam estudar muito).
Vive com sua família e sustenta também seus pais que se encontram distante, mas na sua responsabilidade.

Inês viajou muito pelo pais desde que saiu do distrito natal de manjacaze. Conhece 4 províncias do pais. Trabalha para o Ministério do Interior a mais de 34 anos como policia. Foi formada no ano de 1974 no centro de formação de policias de Matalane em maputo.
Tem como salário mensal 10.200,00MT que aplica no sustento da família e na construção da sua casa que está fazendo em fases com material convencional.

Nunca teve empréstimos com outros Bancos, conheceu a Hluvuku-Adsema através de colegas tendo aproximado para solicitar o primeiro credito no valor de13. 000,00MT.
Este é o seu segundo empréstimo com a Hluvuku-Adsema no valor de 20.000,00MT que prestende comprar materiais de construção da sua casa.

Propõe se pagar o credito sem problemas para poder aceder a mais empréstimos com o intuito de terminar a obra e posterior compra de mobiliário.






About Housing Loans
Many poor families are financially unable to purchase a house that meets their needs. Housing loans funded on Kiva give families access to capital to improve their homes and an opportunity to pay loans back at a pace that they can handle. The housing and small business loans featured on Kiva share a common purpose: they alleviate conditions of poverty and enable families to lead more stable lives. Learn more

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Journal entries for Ines Alberto Mausse


Loan has been disbursed
 
Entrepreneur: Ines Alberto Mausse
Location: Boane, Maputo, Mozambique

Thank you for your loan. It has been disbursed to INES ALBERTO MAUSSE by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the 15 months of this loan, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Boane, Maputo, Mozambique
Aug 23, 2009
Comments (1)

Kiva Help Repayment Schedule for Ines Alberto Mausse

  Expected Repayments Actual Repayments Comments
October 2009 $35.20 $35.20 Repayment Received
November 2009 $36.65 $137.23 Repayment Received
December 2009 $38.15 $93.96 Repayment Received
January 2010 $39.72 Available Jan 1 Repayment Received
February 2010 $41.35 Available Feb 1 Repayment Received
March 2010 $43.05 Available Mar 1 Repayment Received
April 2010 $44.82 Available Apr 1  
May 2010 $46.67 Available May 1  
June 2010 $48.58 Available Jun 1  
July 2010 $50.58 Available Jul 1  
August 2010 $52.65 Available Aug 1  
September 2010 $54.82 Available Sep 1  
October 2010 $57.07 Available Oct 1  
November 2010 $59.42 Available Nov 1  
December 2010 $61.86 Available Dec 1  
January 2011 $64.41 Available Jan 1