Avenir Plus Group

Mado Ngayu Mvita is 34 years old and the treasurer of "L'Avenir Plus", a group made up of 28 members who have already received and fully paid back a Kiva loan through the microfinance institution Hope Kinshasa DRC.

Mado manages her own store and a terrace in a neighborhood located a little bit west of Kinshasa. She started he business in 2002, selling second-hand clothing. In time and with improving circumstances, she was able to transform her business into a shop and terrace. Given her ambitions to expand her business and fulfill the projects she has for her home, Mado decided to gain steady financial support through loans from Hope since 2008.

The next loan she is requesting will enable her to purchase various items, such as jams, sacks of rice, sugar, milt and other items to strengthen the stock of merchandise in her shop. Her hard work, as well as her great management are the "trump card" for her business - the reason it prospers.

Mado is married and the mother of 6 children whose ages range from 3 to 15. All of her children attend school

Translated from French by Margot Bonner, Kiva Volunteer

Mado Ngayu Mvita 34 ans, est trésorière de « l’Avenir Plus », un groupe constitué solidairement de 28 membres qui ont déjà reçu le crédit de Kiva à travers Hope Kinshasa RDC et l’ont remboursé correctement.

Mado gère sa propre boutique et une terrasse dans un quartier situé un peu à l’ouest de Kinshasa. Elle a commencé l’activité commerciale en 2002 en vendant la friperie. Elle est parvenue avec le temps et les circonstances à la transformer en boutique et terrasse. Compte tenue de ses ambitions d’élargir ses affaires et de réaliser les projets de son foyer, Mado a décidé d’avoir un appui financier permanent à travers des prêts de Hope depuis 2008. Le prochain crédit lui permettra d’acheter des articles divers tels que des conserves, des sacs du riz, du sucre, du lait, et autres pour renforcer le stock de la marchandise de sa boutique. Sa rigueur dans le travail ainsi que la bonne gestion sont ses atouts qui font prospérer ses activités. Mado est mariée et mère de 6 enfants dont leurs âges varient entre 3 et 15 ans. Tous vont à l’école.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Subscribe