Silvinio Dela Cruz

“Managing the business wisely is very important to every entrepreneur,” said Silvinio Dela Cruz. For twenty years now, he has been a caterer and at the same time has managed a gown-for-rent business in the simple town of Ramon, Isabela. He did not finish his studies but really works hard to succeed in his own way.

Up to now, Silvinio has been able to expand his business in Cauayan City and is looking forward to further expansion and business development. According to him, managing the business gives him joy in life thus he really wants to make his business successful by giving to it his full effort and sacrifice.

His need of financial capital encouraged Silvinio to borrow PHP 40,000 that will serve as his additional capital for his growing business. He hopes that Kiva lenders will give him the opportunity to further improve his business and at the same time help others by providing them with a job.

Silvinio is glad that he is able to serve and help other people through his business. He is still single thus he spends his income by helping the education of his siblings and by providing for the needs of his parents.

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