Josefa Ballad


Status: Paying Back

$525.00   Loan Amount
70% repaid

About the Entrepreneur

Name: Josefa Ballad
Location: Parabba Peńablanca, Cagayan, Philippines
Activity: General Store

About the Loan

Loan Amount: $525.00
Loan Use: Business development
Repayment Term: 7 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Aug 7, 2009
Date Disbursed: Jul 9, 2009
Date Funded:Aug 16, 2009

About the Country

Country:Philippines
Avg Annual Income:$1,175.00
Currency:Philippines Pesos (PHP)
Exchange Rate:47.7800 PHP = 1 USD



Josefa is fifty-three years old and married to Agustin Ballad, who works as farmer. Their family lives happily in the rural community of Parabba Peńablanca, Cagayan. They are blessed with seven children, six of whom are married and the last is attending college in Manila. Josefa said that her family’s current situation is happy, even though they are not all living together.

Josefa wants to borrow PHP25,000 from Kiva lenders to improve and develop her general store business. She believes that she and her husband need to work hard and patiently endure every challenge that may occur so they will able to give their youngest child their full support. Aside from that they are really striving to make a better life for themselves.






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Journal entries for Josefa Ballad


Loan has been disbursed
 
Entrepreneur: Josefa Ballad
Location: Parabba Peńablanca, Cagayan, Philippines

Thank you for your loan. It has been disbursed to Josefa Ballad by Alalay sa Kaunlaran, Inc. (ASKI) in Philippines. We are excited to watch this business grow. Over the 5 months of this loan, Alalay sa Kaunlaran, Inc. (ASKI) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Parabba Peńablanca, Cagayan, Philippines
Aug 17, 2009
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Kiva Help Repayment Schedule for Josefa Ballad

  Expected Repayments Actual Repayments Comments
October 2009 $175.06 $175.06 Repayment Received
November 2009 $87.52 $87.52 Repayment Received
December 2009 $109.41 $109.41 Repayment Received
January 2010 $87.53 Available Jan 1  
February 2010 $65.48 Available Feb 1