Monica Bernita


Status: Paid Back

$925.00   Loan Request
$925.00   Paid Back

About the Entrepreneur

Name: Monica Bernita
Location: Guayaquil, Ecuador
Activity: Restaurant

About the Loan

Loan Amount: $925.00
Loan Use: Expand her stand
Repayment Term: 11 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Jun 25, 2007
Date Disbursed: Jul 9, 2007
Date Funded:Jun 25, 2007
Loan Ended:Feb 27, 2008

About the Country

Country:Ecuador
Avg Annual Income:$4,776.00
Currency:United States Dollars (USD)



Business Description: Mónica has a Soda bar inside the school where she works as a teacher. She and her daughter run the business during school recesses by selling to the children of this school. The school parents asked for a place like this for their children, which motivated to begin her business.



Use of Loan: Mónica needs credit to make an extension to the stand to meet the increase of children in school.



Personal Information:
She is 36 years old and has three children that study. Her house is made of concrete and she has a stable family situation. She hopes that the growth of her business increases her profits to better her quality of life and assure her children a better education.



Translated to English by Patricia Yáñez, Kiva Volunteer.



Descripción del Negocio: Mónica tiene un Soda bar en el interio de una escuela donde ella labora con maestra y con la ayuda de su hija atiende en hora de recreo a los niños de la misma. Ella empezo su negocio por motivacion de los padres de familia que pedian un lugar como este para atender a sus hijos.



Uso del Préstamo: Monica necesita el credito para hacer una ampliacion de su local pues con el aumento de niños de la escuela se ve en la necesidad de adecuarlo para las circunstancia presentes.



Información Personal: Ella tiene 36 años y tres hijos que estudian y su casa es de cemento tiene estabilidad familiar.Ella aspira que con el mejoramiento de su negocio podra aumentar su ganancias y asi tener mejor calidad de vida y sus hijos tendran una mejor educación.


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Diane R
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Jacqueline
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Robin
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Journal entries for Monica Bernita


Agradecimientos a Kiva
 
Entrepreneur: Monica Bernita
Location: Guayaquil, Ecuador

Mónica agradece a Kiva y la comunidad solidaria por el apoyo prestado a su negocio. Ella atiende a los niños de la escuela y requiere de inversión para dotar de infraestructura e higiene mejorando el sistema de asistencia en la atención de los niños. Espera tener mejores días para todos ellos.

www.mifex.org


Posted by Luis Crespo from Guayaquil, Ecuador
Jun 27, 2007
Comments (2)

Actualizacion de Prestamo
 
Entrepreneur: Monica Bernita
Location: Guayaquil, Ecuador

Con el primer credito pudo construir una loza y ampliar ma la escuela, ademas puedo vender los uniformes que mando a fabricar. En la actualidad continua vendiendo en el bar para los chicos que estan asistiendo al curso de nivelacion, en el mismo le ayuda una hija que ya esta en la universidad, con el aumento que ha hecho en su escuela tiene pensado comenzar a acondicionar un aula para laboratorio de computacion y asi dar una mejor educacion a sus niños.


Posted by Robert Edgar from Guayaquil, Ecuador
Mar 26, 2008
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Kiva Help Repayment Schedule for Monica Bernita

  Expected Repayments Actual Repayments Comments
September 2007 $0.00 $116.00  
October 2007 $115.62 $116.00 Repayment Received
November 2007 $115.62 $116.00 Repayment Received
December 2007 $115.62 $116.00 Repayment Received
January 2008 $115.62 $116.00 Repayment Received
February 2008 $115.62 $116.00 Repayment Received
March 2008 $115.62 $116.00 Repayment Received
April 2008 $115.62 $113.00 Repayment Received
May 2008 $115.66 $0.00 Repayment Received