All Shall Pass Group


Status: Paying Back

$3,600.00   Loan Amount
33% repaid

About the Group

(For privacy reasons, the Field Partner has requested that last names be undisclosed)
Group Name: All Shall Pass Group
Group Members: Gladys
Patience
Comfort
Grace
Regina
Grace
Philomena
Esther
Salomey
Location: Sefwi Wiawso, Ghana
Activity: Clothing Sales

About the Loan

Loan Amount: $3,600.00
Loan Use: To purchase jeans, ladies wear and slippers
Repayment Term: 11 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Aug 1, 2009
Date Disbursed: Jul 16, 2009
Date Funded:Aug 22, 2009

About the Country

Country:Ghana
Avg Annual Income:$2,643.00
Currency:Ghana Cedis (GHS)
Exchange Rate:1.5008 GHS = 1 USD



Gladys, seated in front in this photo, is 34 years old, married and the mother of four kids who are currently in school. She operates a clothing shop and has sold jeans, blouses and skirts, women's slippers, headscarves and all kinds of clothing for men and women for the past four years. She has funding constraints in running her business. She is seeking a loan to inject more working capital into the business to scale up the progress of her shop. It is her belief that the loan will grant her the resources to improve both the quality and the quantity of her inventory. With the loan, she plans to purchase jeans, ladies wear, headscarves and slippers.

Gladys is the leader of a trust bank group called ‘All shall pass.’ Most of the members of this group are small traders, food vendors and/or farmers. In this group, members guarantee for one another as social collateral to access the loan and provide peer pressure to repay the loan.





About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Subscribe

Lenders to this group

Anonymous

Christopher
London,
United Kingdom

Carolyn
Sydney, New South Wales
Australia

Kari
Orlando, Florida
United States

shalney
Hong Kong,
Hong Kong

Thomas
Brooklyn, NY
United States

Eivind
Lillestrøm, Akershus
Norway

Brent
Austin, TX
United States

Glenn
Fort Mill, SC
United States

Barry
North Sydney, Nova Scotia
Canada

Sherry
Lubbock, TX
United States

Rosalie
Amherst, MA
United States

Good Dogg
Front Porch, www.kivafriends.org
United States

Roger
Martinsburg, WV
United States

Susan
Milwaukee, WI
United States

Jane
Winchester, Hampshire
United Kingdom

Lance, Carolyn, & Will
Clive, IA
United States

Sam
Spring, TX
United States

scarebaby
Seattle, WA
United States

Tiffany
Mesa, AZ
United States

Michael
New York, NY
United States

St.Genevieve High School
Panorama City, CA
United States

Anonymous
Orlando, FL
United States

Rebecca
Falls Church, VA
United States

Roger
Brooklyn, NY
United States

Lynn
El Granada, CA
United States

Jonathan & Rebecca
North Berwick, ME
United States

Hans
Duiven, Gelderland
Netherlands

Sharon
warren, PA
United States

Glenn
Rego Park, NY
United States

neddotcom
worldwide, OR
United States

Albert
Highland Park, IL
United States

Janet
Scottsdale, AZ
United States

Timothy
Ottawa, Ontario
Canada

christine
Seattle, WA
United States

Gill
Nottingham, Notts
United Kingdom

Anonymous
columbus, OH
United States

Shaun
Escanaba, MI
United States

Judith
Suffern, NY
United States

Michael
New York, NY
United States

Anonymous
Cambria, CA
United States

The Allyn Family
Long Beach, CA
United States

Bonnie
North Hollywood, CA
United States

Donald
Port Jefferson, NY
United States

Mary
Wakefield, RI
United States

Anonymous
Minato-ku, Tokyo
Japan

Kees
Breda, Noord Brabant
Netherlands

Matthew & Jeanie
Platte City, MO
United States

jack
san francisco, CA
United States

Patrice
Elmhurst, IL
United States

Anonymous
Mequon, WI
United States

Anonymous
Chapel Hill, NC
United States

Lars Ivar
Trondheim, Norway
Norway

Anonymous
Los Altos Hills, CA
United States

Camille
Paris,
France

Busik&Sima

Russian Federation

Mary
Lake Odessa, MI
United States

Theodoor & Elly
Bussum,
Netherlands

David
Highlands, TX
United States

James
Seattle, WA
United States

Anne
Ardmore, PA
United States

Glenn
Toledo, OR
United States

Anonymous
Minneapolis, MN
United States

Mari Anne & Roger
Surrey, British Columbia
Canada

Anonymous
Baltimore, MD
United States

Peg
Pensacola, FL
United States

olivia
san diego, CA
United States

Robert
Toronto, Ontario
Canada

Anonymous
Manchester, Cheshire
United Kingdom

Douglas
Halifax, Nova Scotia
Canada

Anonymous
Alamo, CA
United States

Russ
Stanford, CA
United States

Gordon
Clifton Park, NY
United States

Anonymous
Fulton, KY
United States

Lisa
Glenview, IL
United States

Kathleen
New York, NY
United States

Stephen
Charlotte, NC
United States

Jeremy
Peoria, IL
United States

Mike
Albany, CA
United States

Stephanie
London
United Kingdom

Marty & Jamie
Highland Park, IL
United States

William
Pelham, NY
United States

Leah
New York, NY
United States

Anonymous

Bob and Sue
Canton, CT
United States

Blondie
Copper Center, AK
United States

Ben
Framingham, MA
United States

Steve
Mclean, VA
United States

TomD
Glasgow,
United Kingdom

Christine
Westboro, MA
United States

Dennis & Kathryn
Norwalk, CT
United States

Deanna
Tucson, AZ
United States

Sylvie & Jean
Pittsburgh, PA
United States

The Rash Family
indianapolis, IN
United States

Carrie
Colfax, CA
United States

Jim
Lafayette, CO
United States

Oliver
Basel,
Switzerland

Nick
Somerville, MA
United States

Bobby
Edmond, OK
United States

Melissa
New York, NY
United States

lisa
east norwich, NY
United States

Regina
Phoenix, AZ
United States

Ken
Haiku, HI
United States

Christina
Cambridge, MA
United States

Luis Miguel
Madrid, Madrid
Spain

Anonymous
Cle Elum, WA
United States

Ann
Frederiksberg,
Denmark

Carrie & Amir
Los Angeles, CA
United States

Isabella
Calgary, Alberta
Canada

Simone
SAn MAteo, CA
United States

Matt
Austin, TX
United States

Glen
Papamoa, Bay of Plenty
New Zealand

Sigurd
Århus, Jylland
Denmark

Lea
Austin, TX
United States

Sal
San Francisco, CA
United States

Tanja
Elgin, TX
United States

Riccardo

United States

Brad
Columbus, OH
United States

Lee (aka Cheetah)
Arlington, VA
United States

Johan
Haren, Groningen
Netherlands



Top Lending Teams for this group


Kiva Christians
Friends
3090 Members

Stanford University
Colleges/Universities
190 Members

Nova Scotia (NS), Canada
Local Area
43 Members

LifeChurch.tv
Religious Congregations
17 Members

Norway
Local Area
842 Members

Journal entries for All Shall Pass Group


Loan has been disbursed
 
Entrepreneur: All Shall Pass Group
Location: Sefwi Wiawso, Ghana

Thank you for your loan. It has been disbursed to All Shall Pass Group, consisting of Gladys , Patience, Comfort, Grace, Regina, Grace, Philomena, Esther, Salomey by Sinapi Aba Trust (SAT) in Ghana. We are excited to watch this business grow. Over the 9 months of this loan, Sinapi Aba Trust (SAT) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Sefwi Wiawso, Ghana
Aug 23, 2009
Comment on this entry

Kiva Help Repayment Schedule for All Shall Pass Group

  Expected Repayments Actual Repayments Comments
October 2009 $400.00 $400.00 Repayment Received
November 2009 $400.00 $400.00 Repayment Received
December 2009 $400.00 $400.00 Repayment Received
January 2010 $400.00 Available Jan 1  
February 2010 $400.00 Available Feb 1  
March 2010 $400.00 Available Mar 1  
April 2010 $400.00 Available Apr 1  
May 2010 $400.00 Available May 1  
June 2010 $400.00 Available Jun 1