Voluntad Solidaria Group

Voluntad Solidaria Community Bank

The Voluntad Solidaria Community back is comprised of 11 members. Giovanna Poma is the president. She is a hard working woman who is devoted to her children. She has a business selling backpack accessories. She started the business with great effort one and a half years ago. She says that we all need to persevere without letting obstacles get in our way.

The treasurer, María Matute, has been selling beer for 15 years. Through this business she was able to educate her children, and three of them are now professionals. She was also able to construct part of her house. She still dreams of finishing the construction on her house to leave as an inheritance for her children and grandchildren.

Lourdes Ramos is the secretary of the Community Bank. She sells cosmetics by catalog. With her small income she is able to help at home, although it is never enough.

The members of the community bank have different business like selling food, selling cosmetics, and selling clothes. Some of them make things to get ready for the end of the year celebrations.

They know that the market is very competitive. That is why they will use the loan to buy products. They are all optimists because they are sure that they will obtain greater earnings in their respective businesses.

Translated from Spanish by Ginny Kalish, Kiva Volunteer

ALCANCIA COMUNAL
VOLUNTAD SOLIDARIA

La Alcancía Comunal Voluntad solidaria esta conformada por 11 socias; tienen como presidenta a la Sra. Giovanna Poma, es una mujer empeñosa en su trabajo y muy dedicada a sus hijos, ella tiene un negocio de accesorios para mochilas formando hace año y medio con mucho esfuerzo ya que como ella dice, debemos ser perseverantes, sin importar los obstáculos que se presenten.

La Tesorera Sra. María Matute tiene negocio de venta de cerveza desde hace 15 años, ella nos comenta que mediante ese negocio pudo educar a sus hijos y como resultado ahora 3 de ellos son profesionales, además pudo construir parte de su casa., aún tiene el sueño de acabar con la construcción de su vivienda para dejarlo como herencia a sus hijos y nietos.

La Secretaria de la alcancía comunal Sra. Lourdes Ramos se dedica a la venta de cosméticos por catalogo, mediante sus pocos ingresos puede ayudar en casa, aunque nunca es suficiente.

Los socios de la alcancía comunal tienen diferentes negocios tales como venta de comida, venta de cosméticos, venta de ropa y algunas desde ahora hacen sus preparativos para las fiestas de fin de año.

Saben que el mercado es muy competitivo, es por eso que, con el préstamo obtenido invertirán para la compra de sus productos; todos ellos son optimistas ya que tienen la seguridad que obtendrán mayores ganancias en sus respectivos giros de negocio.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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