Maribel

Maribel is an enterprising woman, a teacher by profession, and a mother. Her background has allowed her to raise her children with a view to meeting their needs inside and outside her home. Her compensation as a teacher was not sufficient to meet the needs of her family and, because of this, she decided to enter the business of selling clothes.

She has carried out this activity for 10 years, time in which she has learned to manage the business and establish friendship with some dealers who provide her with good quality merchandise. This is a great benefit since she can offer the promise of dressing her customers at very comfortable prices. This marks the difference between other sellers and herself.

The difficulty she faces is having to make weekly collections from people to whom she sells on credit. Due to the distances she has to cover this task takes all day during the weekends.

Now, Maribel is planning to open a shop in her house. Since her customers are acquainted with her home this motivated her to establish a shop where she offers diverse products such as clothing and household articles which she hopes to obtain soon.

She has already had 13 loans with Microfinanzas PRISMA. These have allowed her to improve her quality of life. Furthermore, her community bank has offered a good opportunity for economic, social, and personal development to her and her friends. The 3000 soles she is applying for will permit her to invest in the purchase of showcases and other equipment for exhibiting merchandise.

Translated from Spanish by Richard Brown, Kiva Volunteer

Maribel es una mujer emprendedora y ser maestra de profesión y madre, le permitió educar a sus hijos, buscando brindarles todos los cuidados dentro y fuera de su casa. Su remuneración como profesora no era suficiente para satisfacer las necesidades de su familia, por ello decidió emprender el negocio de la venta de ropa. Actividad que realiza desde hace 10 diez años, tiempo en el cual aprendió a manejar el negocio y a entablar amistad con algunos comerciantes, quienes le proveen de mercadería de buena calidad. Este es un gran beneficio, pues puede ofrecer las prendas de vestir a sus clientes a precios muy cómodos, lo cual marca la diferencia frente otros vendedores y ella. Aunque lo difícil es tener que cobrar semanalmente a las personas que vende al crédito, debido a las distancias que tiene que recorrer y para esta labor se toma todo el día, durante los fines de semana. Ahora Maribel se está proyectando para abrir una tienda en su casa, pues sus clientes conocen su domicilio y la motivaron a instalar un bazar donde ofrezca diversos productos, tanto como ropa y artículos para el hogar, lo cual espera conseguir pronto. Ya son 13 los préstamos con Microfinanzas PRISMA, éstos le permitieron mejorar su calidad de vida. Además es una buena oportunidad, la que brinda su banco comunal, en pro del desarrollo económico y social, personal y de sus compañeras. Los 3000 soles solicitados le permitirán invertir en la compra de vitrinas y exhibidores para su bazar.

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