Joyce Kazungu

Joyce Kazungu is a 52-year-old widow with four children. She lives in Mikindani, Mombasa where she owns rental houses. She has been a landlady for two years. She is also a trained counselor and offers her services to residents of Mikindani.

This will be Joyce's first loan from KADET. With the money from the loan, she plans refurbish her rental houses and purchase a water pump in order to improve the living conditions and water supply of her tenants.

In future she hopes to build better and more decent rental houses for her clients through subsequent loans from KADET.


About KADET:
The Kenya Agency for the Development of Enterprise and Technology (KADET) is committed to economically empowering its clients by providing financial services to rural communities in order to relieve suffering and improve living conditions within those communities.




About Housing Loans
Many poor families are financially unable to purchase a house that meets their needs. Housing loans funded on Kiva give families access to capital to improve their homes and an opportunity to pay loans back at a pace that they can handle. The housing and small business loans featured on Kiva share a common purpose: they alleviate conditions of poverty and enable families to lead more stable lives. Learn more

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