Francis Manu

Francis Manu is married and has three children. He has received schooling through middle school. He has an MSLC (middle school leaving certificate). Francis has been selling electrical appliances in Kotokoraba in Cape Coast since 2003. His wife is a trader. Francis uses his income to pay for utility bills and other expenses. Francis will use the loan to purchase more electrical appliances and expand the business. With the new profits from his expanded business, Francis plans to pay school fees and reinvest in his business.



Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

Subscribe