Joseph Yawson
Status: Paying Back - Delinquent
| $800.00 | Loan Amount |
|---|
0% repaid
About the Entrepreneur
| Name: | Joseph Yawson |
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| Location: | Siwdo, Ghana |
| Activity: | Electronics Sales |
About the Loan
| Loan Amount: | $800.00 |
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| Loan Use: | Joseph will use the loan to purchase used electrical appliances to resell |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Jul 23, 2009 |
| Date Disbursed: | Jul 3, 2009 |
| Date Funded: | Jul 28, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2427 |
| Total Loans: | $1,054,875 |
| Delinquency Rate: | 55.72% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.5003 GHS = 1 USD |
Joseph Yawson is married and has two children. He has received schooling through middle school and has earned his Middle School Leaving certificate (MSLC). Joseph has been selling used electrical appliances, such as TV sets, in Kotokoraba in Cape Coast since 1994. His wife is a secretary. Joseph uses his income to pay for school fees. Joseph will use the loan to purchase used electrical appliances to resell. He plans to reinvest the new profits in his business.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Joseph Yawson
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Loan has been disbursed
Location: Siwdo, Ghana
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Posted by
from Siwdo, Ghana
Jul 29, 2009 |
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Comment on this entry
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Repayment Schedule for Joseph Yawson
Repayment Schedule for Joseph Yawson
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| November 2009 | $133.33 | $0.00 |  Delinquent
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| December 2009 | $133.34 | Available Dec 1 | |||
| January 2010 | $133.33 | Available Jan 1 | |||
| February 2010 | $133.33 | Available Feb 1 | |||
| March 2010 | $133.34 | Available Mar 1 | |||
| April 2010 | $133.33 | Available Apr 1 | |||
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