Esiaonam Sedafor
Status: Paying Back - Delinquent
| $475.00 | Loan Amount |
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0% repaid
About the Entrepreneur
| Name: | Esiaonam Sedafor |
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| Location: | Elmina, Ghana |
| Activity: | Fish Selling |
About the Loan
| Loan Amount: | $475.00 |
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| Loan Use: | Esiaonam will use the loan to purchase more fish for processing and sale. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Jul 23, 2009 |
| Date Disbursed: | Jul 3, 2009 |
| Date Funded: | Jul 24, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2427 |
| Total Loans: | $1,054,875 |
| Delinquency Rate: | 55.72% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.5003 GHS = 1 USD |
Esiaonam Sedafor is married and has 4 dependents. She has received no formal education. Esiaonam has been selling processed fish in Bantoma since 1994. Her husband is a trader. Esiaonam uses her income to pay school fees and other bills. Esiaonam will use the loan to purchase more fish for processing and sale. With the new profits from her expanded business, Esiaonam plans to reinvest in her business.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Esiaonam Sedafor
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Loan has been disbursed
Location: Elmina, Ghana
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Posted by
from Elmina, Ghana
Jul 25, 2009 |
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Comment on this entry
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Repayment Schedule for Esiaonam Sedafor
Repayment Schedule for Esiaonam Sedafor
| Expected Repayments | Actual Repayments | Comments | |||
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| November 2009 | $79.17 | $0.00 |  Delinquent
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| December 2009 | $79.17 | Available Dec 1 | |||
| January 2010 | $79.17 | Available Jan 1 | |||
| February 2010 | $79.17 | Available Feb 1 | |||
| March 2010 | $79.16 | Available Mar 1 | |||
| April 2010 | $79.16 | Available Apr 1 | |||
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