Union Y Progreso Group
Status: Paying Back
| $3,450.00 | Loan Amount |
|---|
50% repaid
About the Group
| Group Name: | Union Y Progreso Group |
|---|---|
| Group Members: |
Ana Vasquez Liz Crucita Urena Rodriguez Judelka Gil Diaz Luz Cepeda Valdez Sergio Jorge Polanco Maria Rodriguez Payero Maria Infante Infante Ruth Sosa Peralta Santana Baez Solanlly Almonte Urena Neffy Jomary Brito Mary Cepeda Valdez Teresa Guzman Maria Cabrera Paulina Moncion Garcia |
| Location: | Santiago, Dominican Republic |
| Activity: | Retail |
About the Loan
| Loan Amount: | $3,450.00 |
|---|---|
| Loan Use: | To buy clothing |
| Repayment Term: | 8 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Aug 1, 2009 |
| Date Disbursed: | Jul 20, 2009 |
| Date Funded: | Aug 22, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Esperanza International Dominican Republic, a partner of HOPE International |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 33 months |
| Kiva Entrepreneurs: | 7009 |
| Total Loans: | $1,612,225 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Dominican Republic |
|---|---|
| Avg Annual Income: | $7,611.00 |
| Currency: | Dominican Republic Pesos (DOP) |
| Exchange Rate: | 36.0000 DOP = 1 USD |
Ana Vasquez Liz is a mother of 6 and is one of two group leaders in the Union y Progresso loan group. She lives with her family in Santiago, a crowded city in the Dominican Republic.
Prior to her involvement with Esperanza, Ana sold miscellaneous things out of her home to other women in the community. When Esperanza began working in her community, she took out a loan and started her clothing business. She buys used clothes that are sent to the Dominican Republic from America in large shipments called pacas. She buys the clothes in bulk and then sells them out of her home.
Ana’s husband is a butcher. He has a meat stand that he runs out of their home. Ana and her husband’s incomes help support their 6 kids. Ana expresses that if she was not able to receive her micro-loans, their family situation would be much more difficult.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
Prior to her involvement with Esperanza, Ana sold miscellaneous things out of her home to other women in the community. When Esperanza began working in her community, she took out a loan and started her clothing business. She buys used clothes that are sent to the Dominican Republic from America in large shipments called pacas. She buys the clothes in bulk and then sells them out of her home.
Ana’s husband is a butcher. He has a meat stand that he runs out of their home. Ana and her husband’s incomes help support their 6 kids. Ana expresses that if she was not able to receive her micro-loans, their family situation would be much more difficult.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Union Y Progreso Group
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Loan has been disbursed
Location: Santiago, Dominican Republic
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Posted by
from Santiago, Dominican Republic
Aug 23, 2009 |
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Comment on this entry
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Repayment Schedule for Union Y Progreso Group
Repayment Schedule for Union Y Progreso Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| October 2009 | $725.13 | $725.13 |  Repayment Received
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| November 2009 | $505.95 | $505.95 | Repayment Received
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| December 2009 | $524.75 | $524.75 | Repayment Received
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| January 2010 | $544.25 | Available Jan 1 | |||
| February 2010 | $564.47 | Available Feb 1 | |||
| March 2010 | $585.45 | Available Mar 1 | |||
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