Vida Amoah
Status: Paying Back - Delinquent
| $275.00 | Loan Amount |
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0% repaid
About the Entrepreneur
| Name: | Vida Amoah |
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| Location: | Abura, Ghana |
| Activity: | Cosmetics Sales |
About the Loan
| Loan Amount: | $275.00 |
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| Loan Use: | To buy more cosmetics since they are in high demand by her customers |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Jul 23, 2009 |
| Date Disbursed: | Jul 3, 2009 |
| Date Funded: | Jul 24, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2431 |
| Total Loans: | $1,056,275 |
| Delinquency Rate: | 55.55% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.5001 GHS = 1 USD |
Vida Amoah is married and has one child. She has received schooling through senior high school. Her husband is a mason.
Vida sells earrings, panties and cosmetics at Abura, which she has done since 2007. Vida uses her income to pay for house-keeping expenses. She will use the loan to buy more of the cosmetics since they are in high demand by her customers. With the new profits from her expanded business, Vida plans to re-invest in her business.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Vida sells earrings, panties and cosmetics at Abura, which she has done since 2007. Vida uses her income to pay for house-keeping expenses. She will use the loan to buy more of the cosmetics since they are in high demand by her customers. With the new profits from her expanded business, Vida plans to re-invest in her business.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Vida Amoah
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Loan has been disbursed
Location: Abura, Ghana
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Posted by
from Abura, Ghana
Jul 25, 2009 |
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Comment on this entry
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Repayment Schedule for Vida Amoah
Repayment Schedule for Vida Amoah
| Expected Repayments | Actual Repayments | Comments | |||
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| November 2009 | $45.84 | $0.00 |  Delinquent
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| December 2009 | $45.83 | Available Dec 1 | |||
| January 2010 | $45.84 | Available Jan 1 | |||
| February 2010 | $45.83 | Available Feb 1 | |||
| March 2010 | $45.84 | Available Mar 1 | |||
| April 2010 | $45.82 | Available Apr 1 | |||
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