Mary Nyarkoh
Status: Paying Back - Delinquent
| $225.00 | Loan Amount |
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0% repaid
About the Entrepreneur
| Name: | Mary Nyarkoh |
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| Location: | Elmina, Ghana |
| Activity: | Food Production/Sales |
About the Loan
| Loan Amount: | $225.00 |
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| Loan Use: | To buy maize and okro and other ingredients for the preparation of the food for sale. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Jul 22, 2009 |
| Date Disbursed: | Jul 10, 2009 |
| Date Funded: | Jul 22, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2430 |
| Total Loans: | $1,055,925 |
| Delinquency Rate: | 55.59% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4950 GHS = 1 USD |
Mary Nyarkoh sells banku at Amissano. She prepares banku from maize. Banku is mostly eaten with okro soup, so she prepares okro and other soups. Mary has received no formal education. She is married and has two children. Her husband is a teacher. Mary has been selling banku since 2002. She is responsible for paying school fees. Her loan will be used to buy maize and okro and other ingredients for the preparation of the food for sale. She hopes to use the new profits from her business to reinvest.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Mary Nyarkoh
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Loan has been disbursed
Location: Elmina, Ghana
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Posted by
from Elmina, Ghana
Jul 23, 2009 |
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Comment on this entry
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Repayment Schedule for Mary Nyarkoh
Repayment Schedule for Mary Nyarkoh
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| November 2009 | $37.50 | $0.00 |  Delinquent
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| December 2009 | $37.50 | Available Dec 1 | |||
| January 2010 | $37.50 | Available Jan 1 | |||
| February 2010 | $37.50 | Available Feb 1 | |||
| March 2010 | $37.50 | Available Mar 1 | |||
| April 2010 | $37.50 | Available Apr 1 | |||
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