Grace Darkoh
Status: Paying Back - Delinquent
| $350.00 | Loan Amount |
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0% repaid
About the Entrepreneur
| Name: | Grace Darkoh |
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| Location: | Abura, Ghana |
| Activity: | Clothing Sales |
About the Loan
| Loan Amount: | $350.00 |
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| Loan Use: | Grace will use the loan to buy shoes, panties and clothing. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Jul 22, 2009 |
| Date Disbursed: | Jul 3, 2009 |
| Date Funded: | Jul 22, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2430 |
| Total Loans: | $1,055,925 |
| Delinquency Rate: | 55.59% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4950 GHS = 1 USD |
Grace Darkoh is a single parent and has three children. She has received schooling through junior high school. Grace has a small boutique where she sells shoes, panties and clothing at Abura, which she has done since 2002. Grace uses her income to pay house-keeping expenses. Grace will use the loan to buy more shoes, panties and clothing. With the new profits from her expanded business, Grace plans to save and re-invest.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Grace Darkoh
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Loan has been disbursed
Location: Abura, Ghana
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Posted by
from Abura, Ghana
Jul 23, 2009 |
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Comment on this entry
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Repayment Schedule for Grace Darkoh
Repayment Schedule for Grace Darkoh
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| November 2009 | $58.33 | $0.00 |  Delinquent
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| December 2009 | $58.33 | Available Dec 1 | |||
| January 2010 | $58.33 | Available Jan 1 | |||
| February 2010 | $58.33 | Available Feb 1 | |||
| March 2010 | $58.33 | Available Mar 1 | |||
| April 2010 | $58.35 | Available Apr 1 | |||
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