Ponctualité Plus Group

Gabin Tshibangu manages his own pharmacy and sells second-hand clothing. In 2001, his first business involved the raising of livestock. It changed over the years, given the realities of the situation, and it became a pharmacy and a shop for used clothing in a mountainous region to the west of Kinshasa.

Gabin has the ambition to open a pharmaceuticals warehouse, thanks to the profits gained and to the loans received regularly from Hope RDC through his group, called “Ponctualité Plus”. The next loan will enable him to buy pharmaceutical products to bolster his inventory with the aim of increasing his revenues. Currently, his business generates a profit of $10 a day. To keep his customers, he takes care of them quite well with the right words and good service.

He is 39 years old, married, and the father of two children, ages 3 months and 3 years.

Translated from French by Dan Kuey, Kiva Volunteer

Gabin Tshibangu gère sa propre pharmacie et vend de la friperie. Sa première activité en 2001, fut l’élevage qu’il transformera au fil des années et compte tenu des réalités en place, en pharmacie et vente de la friperie dans une zone montagneuse à l’ouest de Kinshasa. Gabin a l’ambition d’ouvrir un dépôt pharmaceutique grâce aux bénéfices réalisés et aux prêts reçus régulièrement de Hope à travers son groupe dénommé « Ponctualité Plus ». Le prochain crédit lui permettra d’acheter des produits pharmaceutiques pour renforcer le stock en vue d’accroitre le revenu. Actuellement, son affaire génère un bénéfice de $10 par jour. Pour garder ses clients, Gabin les soigne très bien par un bon langage et service. Il est âgé de 39 ans, marié et père de deux enfants dont leurs âges varient entre 3 mois et 3 ans.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Subscribe