Celia Bajao
Status: Paying Back
| $150.00 | Loan Amount |
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80% repaid
About the Entrepreneur
| Name: | Celia Bajao |
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| Location: | Magting, Mambajao Camiguin, Philippines |
| Activity: | General Store |
About the Loan
| Loan Amount: | $150.00 |
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| Loan Use: | To purchase additional products to sell |
| Repayment Term: | 6 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Jul 21, 2009 |
| Date Disbursed: | Jul 16, 2009 |
| Date Funded: | Jul 21, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 9 months |
| Kiva Entrepreneurs: | 1856 |
| Total Loans: | $316,550 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 47.9300 PHP = 1 USD |
Celia Bajao is from the village of Magting, Mambajao, Camiguin. She is 51 years old, is separated from her spouse, and has three adult children.
Celia owns and operates a sari-sari (variety) retail shop, selling a variety of different products including fruit in the local community. She has been engaged in her business for over seven years and earns approximately 2,000 PHP a month.
In 2009, Celia joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from HSPFI. This previous loan was used to invest in expanding her business.
Celia is requesting a new loan of 7,000 PHP which will be used to purchase additional products to sell. This loan will be her 2nd from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business and to supplement the income of her family.
About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
Celia owns and operates a sari-sari (variety) retail shop, selling a variety of different products including fruit in the local community. She has been engaged in her business for over seven years and earns approximately 2,000 PHP a month.
In 2009, Celia joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from HSPFI. This previous loan was used to invest in expanding her business.
Celia is requesting a new loan of 7,000 PHP which will be used to purchase additional products to sell. This loan will be her 2nd from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business and to supplement the income of her family.
About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
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Journal entries for Celia Bajao
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Loan has been disbursed
Location: Magting, Mambajao Camiguin, Philippines
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Posted by
from Magting, Mambajao Camiguin, Philippines
Jul 22, 2009 |
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Comment on this entry
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Repayment Schedule for Celia Bajao
Repayment Schedule for Celia Bajao
| Expected Repayments | Actual Repayments | Comments | |||
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| September 2009 | $22.50 | $22.50 |  Repayment Received
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| October 2009 | $30.00 | $30.00 | Repayment Received
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| November 2009 | $30.00 | $30.00 | Repayment Received
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| December 2009 | $37.50 | $37.50 | Repayment Received
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| January 2010 | $30.00 | Available Jan 1 | |||
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