Goya


Status: Paying Back

$675.00   Loan Amount
34% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Goya
Location: Lima, Peru
Activity: Tailoring

About the Loan

Loan Amount: $675.00
Loan Use: Purchase of sewing material
Repayment Term: 10 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Jul 22, 2009
Date Disbursed: Jul 10, 2009
Date Funded:Jul 23, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0350 PEN = 1 USD



Goya is 35 years old. She found the best support and the perfect company with her partner. They have a son and they live together in a house that they were able to get through a lot of effort. Ever since she learned the trade of seamstress, she began receiving large orders for embroidery, decorations, sewing clothes, etc. This helped her improve her income. Goya works out of her house in an area where she set up her small sewing workshop. She buys the materials she uses wholesale to make a larger number of clothing articles. She has been doing this for 2 years. She took advantage of this time to get acquainted with various customers who are business owners and she hopes the list will continue to grow. She hopes to count on better machinery in the near future to do additional jobs which would allow her to increase her income. She was able to improve her business with the 6 loans she has had with Microfinanzas PRISMA, just like the members of her community bank that have been very committed to working. This would be her 7th loan. The 2000 PEN she has applied for will be used to purchase materials to make the clothes.

Translated from Spanish by Susan Haynes, Kiva Volunteer


Goya tiene 35 años, en su pareja encontró el mejor apoyo y la perfecta compañía, con quien tiene un hijo y juntos viven en la casa que con mucho esfuerzo lograron conseguir. Desde que aprendió el oficio de costurera empezó a recibir grandes pedidos para bordados, decorados, confección de prendas, etc., lo cual le ayudó a mejorar sus ingresos económicos. Goya trabaja en su casa en un espacio donde implementó su pequeño taller de costura y los materiales que utiliza los compra al por mayor para desarrollar mayores cantidades de prendas. Esta actividad la viene realizando desde hace 2 años, tiempo que aprovechó para relacionarse con varios empresarios clientes y espera que esa lista siga creciendo. Para un futuro cercano espera contar con mejor maquinaria para realizar trabajos adicionales que le permitan incrementar sus ingresos económicos. Los 6 créditos que ha tenido con Microfinanzas PRISMA le permitieron mejorar su negocio, al igual que los de sus compañeras de banco comunal, donde vienen trabajando con mucho compromiso, este sería su 7mo préstamo. Los 2000 soles que solicita serán para la compra de materiales para la elaboración de los acabados de las prendas.

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Journal entries for Goya


Loan has been disbursed
 
Entrepreneur: Goya
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Goya by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 7 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Jul 24, 2009
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Kiva Help Repayment Schedule for Goya

  Expected Repayments Actual Repayments Comments
October 2009 $71.29 $71.29 Repayment Received
November 2009 $75.54 $75.54 Repayment Received
December 2009 $78.93 $88.08 Repayment Received
January 2010 $81.80 Available Jan 1  
February 2010 $86.17 Available Feb 1  
March 2010 $89.61 Available Mar 1  
April 2010 $94.08 Available Apr 1  
May 2010 $97.58 Available May 1