Mariluz


Status: Paying Back

$1,000.00   Loan Amount
66% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Mariluz
Location: Juliaca, Peru
Activity: Transportation

About the Loan

Loan Amount: $1,000.00
Loan Use: to purchase tires for her van
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Jul 21, 2009
Date Disbursed: Jun 19, 2009
Date Funded:Jul 22, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0100 PEN = 1 USD



Mariluz is a 38-year-old loving mother who lives in her own house with her two daughters, 18-year-old Teresa and 15-year-old Roció, for whom she wants to give the best educational opportunities. Mariluz is the owner of a van she uses for her work with an urban transportation company. She is responsible for charging passengers for this transportation and always makes sure she is vigilant that nothing happens to her car, since she’s put all of her savings into its purchase. She has been doing this work for the past four years and what she likes most is joking with the passengers so that the longer routes are more pleasant. What she likes the least is that she has to wake up early to leave and pick up passengers, but despite this, her efforts to continue reaching for her dreams and achieving her goals have not declined. In the near future she hopes to purchase another van to also use for transportation. This is the third loan that Mariluz requests with MFP and is very happy to receive the opportunity to get credit and knows that she needs to invest the money in her business in order to be more productive. The 3000 soles she requests will go to the purchase of new tires for her van since time has caused them to wear out.

Translated from Spanish by Laurie Paguio, Kiva Volunteer


Mariluz tiene 38 años, es una madre amorosa, vive en su propia casa junto a sus 2 hijas Teresa de 18 y Roció de 15 años, a quienes desea darles buenos estudios superiores. Ella es dueña de una combi (camioneta), la cual trabaja en una empresa de transportes que brinda servicio urbano y Mariluz es la encargada de cobrar los pasajes en dicho transporte, de paso que aprovecha para estar siempre vigilando que no le pase nada a su carro, ya que puso todos los ahorros que tenía para su compra. Lleva 4 años realizando este trabajo y lo que más le gusta es bromear con los pasajeros, para que los largos recorridos sean más amenos, pero lo que menos le gusta es tener que levantarse temprano para salir a ganar pasajeros, aun así no decae en su afán de continuar con sus sueños y alcanzar sus metas. Para un futuro cercano espera comprar otra combi para que también trabaje en transporte. Este es el tercer préstamo de Mariluz con MFP, está muy feliz de la oportunidad de crédito y sabe que tiene que invertir el dinero en su negocio, para que sea más productivo. Los tres mil nuevos soles solicitados los invertirá en comprar nuevas llantas para su combi, ya que con el paso del tiempo se han ido desgastando.

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Journal entries for Mariluz


Loan has been disbursed
 
Entrepreneur: Mariluz
Location: Juliaca, Peru

Thank you for your loan. It has been disbursed to Mariluz by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 5 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juliaca, Peru
Jul 23, 2009
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Kiva Help Repayment Schedule for Mariluz

  Expected Repayments Actual Repayments Comments
September 2009 $166.67 $166.67 Repayment Received
October 2009 $166.67 $166.67 Repayment Received
November 2009 $166.67 $166.67 Repayment Received
December 2009 $166.67 $166.67 Repayment Received
January 2010 $166.67 Available Jan 1  
February 2010 $166.65 Available Feb 1