Juana


Status: Paying Back

$1,175.00   Loan Amount
66% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Juana
Location: Juliaca, Peru
Activity: Fuel/Firewood

About the Loan

Loan Amount: $1,175.00
Loan Use: Incremento de mercadería
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Jul 21, 2009
Date Disbursed: Jun 19, 2009
Date Funded:Jul 21, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0100 PEN = 1 USD



Juana, 29 years of age, is a responsible mother and homemaker. She lives in a rented house with her 33-year old husband, Alberto, and 6-year old daughter, Yanela. What she wishes for most is to improve her standard of living. The sale of gas has helped Juana’s progress a great deal, and she has seen how her situation has improved over time. Her store is on a major street in the city of Juliaca, and she is one of the most well known fuel distributors in her area. Her charisma and good humor have turned her into an excellent saleswoman. What she most enjoys about her work is that it allows her to still have time to tend to her family and home. She has been in this business for a year, and finds the most difficult aspect to be making sure her gas cylinders are in perfect condition so she doesn’t run any unnecessary risks. She hopes that her business will continue to grow, and that she can turn it into a larger enterprise. This is Juana’s fourth loan with MFP; she knows she must pay her loan installments on time, and is committed to doing so. She is a well-respected member of her cooperative bank, given the responsible qualities she has demonstrated. She will use the loan of three thousand five hundred soles she is requesting to buy more gas cylinders so she has more product to sell.

Translated from Spanish by Mary Lynn Malaby, Kiva Volunteer


Juana tiene 29 años, es una madre muy responsable y hogareña, vive en una casa alquilada junto a su esposo Alberto de 33 años y su hija Yanela de 6 años y lo que más desea es mejorar su calidad de vida. La venta de gas a ayudado en mucho al progreso de la vida de Juana, quien ha visto como poco a poco su vida está mejorando, ella tiene su tienda en una céntrica calle de la ciudad de Juliaca, siendo una de la distribuidoras de gas más conocidas de los alrededores y es que su carisma y alegría han hecho de ella una muy buena vendedora. Lo que más le gusta de su trabajo, es que al mismo tiempo que vende puede realizar las labores de su hogar, lleva un año realizando esta actividad y considera que lo más difícil para es cerciorarse de que los balones estén en perfectas condiciones y así evitarse de correr riesgos innecesarios. Para el futuro que su negocio crezca y pueda poner una distribuidora de gas más grande. Este es el cuarto préstamo de Juana con MFP, sabe que tiene que pagar todas sus cuotas a tiempo y está dispuesta a hacerlo. En su banco comunal es una socia muy respetada por la responsabilidad que demuestra. Con los tres mil quinientos nuevos soles solicitados, comprará más balones de gas para incrementar la mercadería que vende actualmente.

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Journal entries for Juana


Loan has been disbursed
 
Entrepreneur: Juana
Location: Juliaca, Peru

Thank you for your loan. It has been disbursed to Juana by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 5 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juliaca, Peru
Jul 22, 2009
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Kiva Help Repayment Schedule for Juana

  Expected Repayments Actual Repayments Comments
September 2009 $195.72 $195.72 Repayment Received
October 2009 $195.72 $195.72 Repayment Received
November 2009 $195.72 $195.72 Repayment Received
December 2009 $195.72 $195.72 Repayment Received
January 2010 $195.72 Available Jan 1  
February 2010 $196.40 Available Feb 1