Heroinas Group

The Heroínas communal bank is starting it's 4th loan cycle with 13 female members. The members are from the Yanama community that is located in the city of Ayacucho.

The members have different businesses, such as selling fruit, food, grains, groceries and firewood.

The case of Rufina is an example. She is 50 years old and has 6 children. Rufina is a street vendor selling food in her community. Sometimes, she travels to markets where she sells fruit and buys barley and potatoes to sell later. Rufina is planning on selling vegetables at the markets in the future.

Other member is Daria, who is 38 years old and has 4 children. Daria sells food near a local transportation company, which she does everyday with the help of her children. In addition, Daria, along with her husband, has farmland in the jungle of Ayacucho that produces coffee and cocoa.

The members need different loan amounts such as 300, 600, 900, and 1,000 Nuevos Soles, with a total of 8,800 Nuevos Soles.

Their loans will be invested in the purchase of vegetables, rice, sugar, oil, fruit, firewood, wheat and barley.

Their dreams are to improve their businesses so that they are stable and that their children complete their education as well as supporting them in everything that they need.

Translated from Spanish by Donald Allen, Kiva Volunteer

El Banco Comunal Heroínas inicia su cuarto ciclo con 13 socias. Las socias son de la comunidad de Yanama que se ubica a 30 minutos de la ciudad de ayacucho.

Las socias realizan diferentes negocios como la venta de frutas, comidas, cereales, abarrotes en general, leña.

Como es el caso de Rufina que es casada, tiene 50 años y 6 hijos, Rufina vende comida de manera ambulatoria en su comunidad, en algunas oportunidades viaja a las ferias en donde vende frutas y de las ferias compra cebada, papa. Rufina tiene proyectado vender verduras en las ferias.

Mientras que Daria es casada, tiene 38 años y 4 hijos, Daria vende comida en el paradero de una empresa de transporte, actividad que realiza todos los días con la ayuda de sus hijos. Además Daria junto a su esposo tienen cultivos en la selva ayacuchana de producción de café y cacao.

Las socias necesitan diferentes montos de prestamos como 300 soles, 600 soles, 900 soles, 1000 soles, haciendo un total de 8,800 soles de prestamos en el Banco Comunal.

Sus prestamos serán invertidos en la compra de verduras, arroz, azúcar, aceite, frutas, leñan, trigo, cebada.

Los sueños de las socias son mejorar sus negocios, tener una tienda estable, que sus hijos culminen sus estudios y apoyar en todo lo posible a sus hijos.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Subscribe