Daniel
Status: Paying Back
| $7,000.00 | Loan Amount |
|---|
8% repaid
About the Entrepreneur
(For privacy reasons, the Field Partner has requested that last name be undisclosed)| Name: | Daniel |
|---|---|
| Location: | San Jose, California, United States |
| Activity: | Services |
About the Loan
| Loan Amount: | $7,000.00 |
|---|---|
| Loan Use: | To buy a truck-mounted carpet cleaner |
| Repayment Term: | 39 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | N/A
 |
| Date Listed: | Jul 17, 2009 |
| Date Disbursed: | Jun 26, 2009 |
| Date Funded: | Jul 21, 2009 |
About the Field Partner
About the Field Partner
|
|
| Field Partner: | Opportunity Fund |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Pilot |
| Time On Kiva: | 5 months |
| Kiva Entrepreneurs: | 43 |
| Total Loans: | $257,925 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | United States |
|---|---|
| Avg Annual Income: | $47,000.00 |
| Currency: | United States Dollars (USD) |
To make ends meet, Daniel works a day job in a packaging factory and nights and weekends running his business, Puerta Cleaning Services. He specializes in carpet cleaning and odor control as well as standard house cleaning, but his portable carpet-cleaning machine isn’t powerful enough. In order to keep clients from going elsewhere, Daniel put a deposit down on a used truck-mounted cleaner that would enable him to serve more clients more efficiently. The new cleaner will help him expand his business, hire an employee, and make him less vulnerable to job loss if the factory where he works closes.
A $7,000 loan from Opportunity Fund will help Daniel purchase the truck-mounted cleaner. It will also allow him to invest in advertising and marketing to build his client base, including putting a decal on his cleaning van.
Important Information About This Loan
Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."
A $7,000 loan from Opportunity Fund will help Daniel purchase the truck-mounted cleaner. It will also allow him to invest in advertising and marketing to build his client base, including putting a decal on his cleaning van.
Important Information About This Loan
Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."
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Journal entries for Daniel
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Loan has been disbursed
Location: San Jose, California, United States
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Posted by
from San Jose, California, United States
Jul 22, 2009 |
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Comments (1)
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Repayment Schedule for Daniel
Repayment Schedule for Daniel
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| October 2009 | $154.35 | $194.87 |  Repayment Received
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| November 2009 | $178.10 | $172.23 | Repayment Received
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| December 2009 | $180.19 | $221.61 | Repayment Received
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| January 2010 | $180.01 | Available Jan 1 | |||
| February 2010 | $182.05 | Available Feb 1 | |||
| March 2010 | $181.93 | Available Mar 1 | |||
| April 2010 | $182.90 | Available Apr 1 | |||
| May 2010 | $186.85 | Available May 1 | |||
| June 2010 | $184.87 | Available Jun 1 | |||
| July 2010 | $186.78 | Available Jul 1 | |||
| August 2010 | $186.85 | Available Aug 1 | |||
| September 2010 | $188.70 | Available Sep 1 | |||
| October 2010 | $188.84 | Available Oct 1 | |||
| November 2010 | $189.85 | Available Nov 1 | |||
| December 2010 | $191.63 | Available Dec 1 | |||
| January 2011 | $191.88 | Available Jan 1 | |||
| February 2011 | $193.60 | Available Feb 1 | |||
| March 2011 | $193.93 | Available Mar 1 | |||
| April 2011 | $194.96 | Available Apr 1 | |||
| May 2011 | $197.80 | Available May 1 | |||
| June 2011 | $197.05 | Available Jun 1 | |||
| July 2011 | $198.63 | Available Jul 1 | |||
| August 2011 | $199.16 | Available Aug 1 | |||
| September 2011 | $200.68 | Available Sep 1 | |||
| October 2011 | $201.29 | Available Oct 1 | |||
| November 2011 | $202.36 | Available Nov 1 | |||
| December 2011 | $203.79 | Available Dec 1 | |||
| January 2012 | $204.52 | Available Jan 1 | |||
| February 2012 | $205.90 | Available Feb 1 | |||
| March 2012 | $206.70 | Available Mar 1 | |||
| April 2012 | $207.80 | Available Apr 1 | |||
| May 2012 | $209.27 | Available May 1 | |||
| June 2012 | $210.02 | Available Jun 1 | |||
| July 2012 | $211.25 | Available Jul 1 | |||
| August 2012 | $212.27 | Available Aug 1 | |||
| September 2012 | $213.24 | Available Sep 1 | |||
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