Jena Baldon

Jena Baldon is from the village of Argayoso, Manticao Misamis Oriental. She is 33 years old. Jena is married and has 3 very young children. To make a living, Jena owns and operates a business venture in the retail sector: a sari-sari (variety) retail shop. While not the only means for generating revenue, the main source of income for the business comes from selling a variety of different products in the local community. Jena has been engaged in her business for over 3 years and earns approximately 1,000 PHP a month for these activities.

In 2009, Jena joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Jena is requesting a loan of 5,000 PHP which will be used to purchase additional products to sell. This will be the 1st loan taken out by Jena from HSPFI. She plans to use the additional revenue generated from the business to supplement the income of the family.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi

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