Ovi

Ovi is 27 years old, is a very happy and attentive mother, and lives with the father of her 3 children in a rented house. Since she married her husband, a man who does agricultural work, they began to sow potatoes, peas, and corn on rented farms, for which they pay between 200 and 700 soles per year, depending on how accessible the farms by transportation. These prices are also determined by how the farms are irrigated; if the farms have irrigated land, then the price is higher than if the farms are irrigated by rain. Ovi wakes up very early in the morning to cook food, to take care of her baby, and then to give the rest to her husband, who works with the crops. Ovi loves her work. She doesn’t feel tired or bored in cultivating her land, since a good harvest depends on this activity. She will sell her harvest in the market in the city of Tarma. This work is very profitable, and she plans to continue this so that she will be able to buy her own farms and her own house so she can offer her children a more comfortable life. This is her eighth loan with MFP, which demonstrates her honesty and responsibility in her repayments. She also likes to attend all of the community bank meetings, which are planned by her loan counselor, and to participate with good opinions. With the money that she is requesting, she will buy 10 sacks of chemical fertilizers and a bag of pea seeds to continue planting.

Translated from Spanish by Avni Shah, Kiva Volunteer

Ovi tiene 27 años, es una madre muy alegre y comprensiva, vive con el padre de sus 3 hijos en una casa alquilada. Desde que se unió con su pareja, un hombre dedicado a las labores agrícolas, empezaron a sembrar papas, arvejas y maíz en chacras alquiladas, donde pagan al año entre 200 a 700 soles, dependiendo la accesibilidad de transporte a la chacra. Estos precios se cotizan en chacras temporales (regadas por la lluvia), de ser en chacras de regadío el precio es mucho mayor. Ovi se levanta muy temprano para cocinar los alimentos, atender a su bebe y después darle el alcance a su esposo que trabaja en sus cultivos. Ovi ama su actividad, no siente cansancio ni pesadez al cultivar sus tierras, ya que de ello dependerá su buena cosecha que comercializará en el mercado de la cuidad de Tarma. Esta dinámica de trabajo le resulta muy rentable y piensa continuar de esa manera para lograr comprar sus propias chacras y su casa propia en aras de brindarles mayores comodidades a sus hijos. Este es su octavo crédito con MFP, demostrando honestidad y responsabilidad en sus pagos, también le gusta asistir a todas las reuniones de su banco comunal programadas por su asesor de crédito e intervenir con opiniones acertadas. Con el dinero que ahora solicita comprará 10 sacos de fertilizantes químicos y una bolsa de semilla de arvejas para seguir renovando sus siembras.

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