Flora Fernandez
Status: Paying Back
| $125.00 | Loan Amount |
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65% repaid
About the Entrepreneur
| Name: | Flora Fernandez |
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| Location: | Ozamis City, Misamis Occidental, Philippines |
| Activity: | Farming |
About the Loan
| Loan Amount: | $125.00 |
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| Loan Use: | To expand her business |
| Repayment Term: | 7 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Jul 8, 2009 |
| Date Disbursed: | Jul 3, 2009 |
| Date Funded: | Jul 8, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Gata Daku Multi-purpose Cooperative (GDMPC) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 6 months |
| Kiva Entrepreneurs: | 982 |
| Total Loans: | $192,650 |
| Delinquency Rate: | 1.61% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 48.4407 PHP = 1 USD |
Flora Fernandez is from the village of Malibangcao, Ozamiz City, Misamis Occidental. She is 59 years old. Flora is married and has seven school-aged children. To make a living, Flora grows crops, especially coconuts and bananas, to sale. Flora has been engaged in her business for over 20 years and earns approximately 5000 PHP a month.
In 2009, Flora joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Flora is requesting a loan of 5000 PHP that she will use to expand her business. This is Flora's first loan from GDMPC. She plans to use the additional revenue generated from the business to improve/expand her business.
About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three units offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolks and small entrepreneurs.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
In 2009, Flora joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Flora is requesting a loan of 5000 PHP that she will use to expand her business. This is Flora's first loan from GDMPC. She plans to use the additional revenue generated from the business to improve/expand her business.
About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three units offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolks and small entrepreneurs.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
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Journal entries for Flora Fernandez
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Loan has been disbursed
Location: Ozamis City, Misamis Occidental, Philippines
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Posted by
from Ozamis City, Misamis Occidental, Philippines
Jul 9, 2009 |
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new update
Location: Ozamis City, Misamis Occidental, Philippines
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Posted by
Angie Pascual from Ozamis City, Misamis Occidental, Philippines
Jul 10, 2009 |
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Comment on this entry
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Repayment Schedule for Flora Fernandez
Repayment Schedule for Flora Fernandez
| Expected Repayments | Actual Repayments | Comments | |||
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| September 2009 | $19.24 | $19.24 |  Repayment Received
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| October 2009 | $24.05 | $24.05 | Repayment Received
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| November 2009 | $19.24 | $19.24 | Repayment Received
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| December 2009 | $19.24 | $19.24 | Repayment Received
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| January 2010 | $24.05 | Available Jan 1 | |||
| February 2010 | $19.18 | Available Feb 1 | |||
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