Ekua Ewuruaba
Status: Paying Back - Delinquent
| $475.00 | Loan Amount |
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0% repaid
About the Entrepreneur
| Name: | Ekua Ewuruaba |
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| Location: | Elmina, Ghana |
| Activity: | Food Market |
About the Loan
| Loan Amount: | $475.00 |
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| Loan Use: | To buy more tilapia and maize for sale at the market. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Jul 8, 2009 |
| Date Disbursed: | Jul 1, 2009 |
| Date Funded: | Jul 10, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2430 |
| Total Loans: | $1,055,925 |
| Delinquency Rate: | 55.59% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.5133 GHS = 1 USD |
Ekua Ewuruaba, who received junior high school education, has been selling tilapia and maize at Elmina since 1999. She is married to a Mason and they have six dependents. Ekua is responsible for paying the school fees of her children as well as the utility bills. She is requesting the loan to buy more tilapia and maize for sale at the market and hopes to use the new profits from her business to build a house.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Ekua Ewuruaba
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Loan has been disbursed
Location: Elmina, Ghana
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Posted by
from Elmina, Ghana
Jul 11, 2009 |
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Comment on this entry
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Repayment Schedule for Ekua Ewuruaba
Repayment Schedule for Ekua Ewuruaba
| Expected Repayments | Actual Repayments | Comments | |||
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| November 2009 | $79.17 | $0.00 |  Delinquent
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| December 2009 | $79.17 | Available Dec 1 | |||
| January 2010 | $79.17 | Available Jan 1 | |||
| February 2010 | $79.17 | Available Feb 1 | |||
| March 2010 | $79.17 | Available Mar 1 | |||
| April 2010 | $79.15 | Available Apr 1 | |||
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