Maria


Status: Paying Back

$2,000.00   Loan Amount
15% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Maria
Location: San Jose, California, United States
Activity: Child Care

About the Loan

Loan Amount: $2,000.00
Loan Use: To buy furniture, books, and games for her daycare
Repayment Term: 26 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Jul 3, 2009
Date Disbursed: Jun 15, 2009
Date Funded:Jul 3, 2009

About the Country

Country:United States
Avg Annual Income:$47,000.00
Currency:United States Dollars (USD)



Rosalia’s Daycare is a home-based daycare that cares for and educates a total of fourteen children, ages 2 months to 9 years. The owner, Maria, started the business five years ago and her husband and kids play an active role in caring for the children as well. Maria’s husband works in construction, but with the current economic situation, work has been slow for him and the income from her daycare is the only consistent source of financial support for their family of four children. The steady income has also helped pay for her oldest daughter’s education.

Maria says that she is not confident in her English skills and was always concerned that this language barrier would prevent her from getting a loan. For quite a while Maria had been making a list of all the furniture, games, and supplies she needed for the fourteen youngsters she cares for.

Maria believes strongly in giving back to the community. She currently has a few clients who can’t afford to pay for childcare and she offers reduced fees. She says that she knows what it’s like to struggle and wants to help people if she can.

Maria takes pride in educating the children and wants to continue to improve her center to provide quality care and ensure all her children are motivated to graduate from high school and go on to college.




Important Information About This Loan
Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."

Subscribe

Lenders to this entrepreneur

Terry
KivaFriends.org , St. Louis, MO
United States

Sharon
Norfolk, VA
United States

Emily
Philadelphia, PA
United States

Nancy
Falls Church, VA
United States

CherylS
kivafriends.org, Littleton, NC
United States

Anonymous
Richmond Hill, Ontario
Canada

Robert
Cedar Hill, TX
United States

Kate
Gilbertsville, PA
United States

Jakey
WILMETTE, IL
United States

Brad
Raleigh, NC
United States

Anonymous

P. J.
Brick, NJ
United States

Julia
Mill Valley, CA
United States

SJ
Albuquerque, NM
United States

Janet
Cockeysville, MD
United States

Diane R
KivaFriends.org, Santa Clara, CA
United States

Rachelle
Marquette, MI
United States

Lisa
NYC, NY
United States

Daniel
AUSTIN, TX
United States

Gabe
Palo Alto, CA
United States

Phil and Marilyn
Oakdale, CA
United States

syzygy
Fremont, CA
United States

Jean
Medway, MA
United States

Amanda
Fort Worth, TX
United States

Aimee
Miami, FL
United States

George
Jacksonville, FL
United States

Jeffrey
Keller, TX
United States

Joana
Boston, MA
United States

Ramona
KivaFriends.org, Berlin
Germany

Sandy
New York, NY
United States

steve
Bergenfield, NJ
United States

Dianne
Camp Hill, PA
United States

Kim
Kansas City, MO
United States

Trevor
Abilene, TX
United States

Derek
Yorktown, VA
United States

Carolyn
Tucson, AZ
United States

Tara
Winnemucca, NV
United States

Ben
Kirkland, WA
United States

Kay
Columbia, MD KivaFriends.org
United States

DavidD
Redmond, WA
United States

Lorelle
Truckee, CA
United States

Anonymous
Albuquerque, NM
United States

kim
Gibsons, British Columbia
Canada

Eric Mucklow
Springfield, VA
United States

Freddie
London,
United Kingdom

Kristi
Aurora, CO
United States

Michael
Cleveland, OH
United States

Karen
Livonia, MI
United States

Peg
Huntingdon Valley, PA
United States

Cody
Alexandria, VA
United States

Pat
Larkspur, CA
United States

Anonymous
Rowville, Victoria
Australia

Paul Russell
Acton, MA
United States

Eric
San Francisco, CA
United States

Peg
Seattle, WA
United States

Anonymous
Hidden Hills, CA
United States

Judith and Wolfe
Fresno, CA
United States

Elaine & David
Los Angeles, CA
United States

Michael
chicago, IL
United States



Top Lending Teams for this entrepreneur


Kiva Christians
Friends
3101 Members

Teachers Rock!
Common Interest
27 Members

Stanford University
Colleges/Universities
190 Members

Friends for the World
Friends
2 Members

Libertarian Team
Common Interest
77 Members

Journal entries for Maria


Loan has been disbursed
 
Entrepreneur: Maria
Location: San Jose, California, United States

Thank you for your loan. It has been disbursed to Maria by Opportunity Fund in United States. We are excited to watch this business grow. Over the 24 months of this loan, Opportunity Fund will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from San Jose, California, United States
Jul 4, 2009
Comment on this entry

Kiva Help Repayment Schedule for Maria

  Expected Repayments Actual Repayments Comments
September 2009 $76.36 $76.40 Repayment Received
October 2009 $79.71 $79.67 Repayment Received
November 2009 $80.05 $80.12 Repayment Received
December 2009 $80.64 $80.66 Repayment Received
January 2010 $80.74 Available Jan 1  
February 2010 $81.30 Available Feb 1  
March 2010 $81.43 Available Mar 1  
April 2010 $81.77 Available Apr 1  
May 2010 $82.68 Available May 1  
June 2010 $82.47 Available Jun 1  
July 2010 $82.99 Available Jul 1  
August 2010 $83.18 Available Aug 1  
September 2010 $83.67 Available Sep 1  
October 2010 $83.89 Available Oct 1  
November 2010 $84.24 Available Nov 1  
December 2010 $84.71 Available Dec 1  
January 2011 $84.96 Available Jan 1  
February 2011 $85.41 Available Feb 1  
March 2011 $85.69 Available Mar 1  
April 2011 $86.05 Available Apr 1  
May 2011 $86.56 Available May 1  
June 2011 $86.79 Available Jun 1  
July 2011 $87.18 Available Jul 1  
August 2011 $87.53 Available Aug 1