Mi Progreso Group

Manani Aranda Norma Elena is president of the Alcancía Comunal Mi Progreso. In the morning she serves the bar while also preparing the takeout menu which she sells from the entryway of her home. The menu includes delicious plates such as ceviche, stuffed potatoes and fried liver. In the afternoon she prepares her very rich "cachangas" [a desert that is commonly made of flour and wheat] that she serves with coffee. Norma is 46 years old and is married to Mr Beder Villanes. They have six children, three of whom are independent, and three of whom she and her husband support with their studies. They live in the Carabayllo district in Lima, Peru. Norma has said she is very appreciative of EDAPROSPO as they loans she has received from them enabled her to educate her older children who are now professionals.

The Alcancía Comunal has provided loans for 10 members during this second cycle of the second phase in the amount of S/ 9,900.00. Each client is dedicated to various activities such as food, beauty products, handicrafts, clothing sales, artisanal products. When one of the members is ill or suffering from an accident they come together in solidarity and provide support in barbeucing chicken, etc, so that they do not fail in paying back the loan. They are united, responsible, punctual and the money loaned to them will be invested in purchasing merchandise to attract attention for their businesses and foster customer loyalty.

Translated from Spanish by Chloe Tuot, Kiva Volunteer

MANANI ARANDA NORMA ELENA
Es la presidenta de la Alcancía Comunal Mi Progreso, en las mañanas atiende en su chingana mientras prepara el menú para salir a vender en la puerta de su casa los deliciosos platos de ceviche, papa rellena, hígado frito entre otros , luego en la tarde se prepara para vender sus riquísimas cachangas con café, Norma tiene 46 años de edad es casada con el Sr. Beder Villanes, tiene 6 hijos, 3 son independientes, y a 3 apoya en sus estudios con la ayuda de su esposo, vive en calle 9 de octubre # 222 A Villa Esperanza distrito de Carabayllo – Lima, Norma menciona que esta muy agradecida con EDAPROSPO porque con los prestamos que le brinda a podido educar a sus hijos que hoy en dia son profesionales.

La Alcancía Comunal ha desembolsado con 10 clientes esta en el 2do ciclo de la 2da fase el monto desembolsado es S/ 9,900.00 cada cliente se dedica a las diferentes actividades las cuales son. Comida, productos de belleza, manualidades, vta de ropa, artesanía, etc. Cuando uno de los integrantes esta enfermo o sufre algún accidente todos se solidarizan y apoyan haciendo parrilladas, polladas etc , para que no falle en el pago del préstamo, son unidos, responsables, puntuales, el dinero lo van a invertir en la compra de mercadería para brindarles mejor atención y fidelizar a sus clientes.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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