Sean And James
Status: Paying Back
| $8,125.00 | Loan Amount |
|---|
12% repaid
About the Entrepreneur
(For privacy reasons, the Field Partner has requested that last name be undisclosed)| Name: | Sean And James |
|---|---|
| Location: | San Francisco, California, United States |
| Activity: | Services |
About the Loan
| Loan Amount: | $8,125.00 |
|---|---|
| Loan Use: | To replace several gas-powered tools with rechargeable ones, etc. |
| Repayment Term: | 32 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | N/A
 |
| Date Listed: | Jul 3, 2009 |
| Date Disbursed: | Jun 15, 2009 |
| Date Funded: | Jul 9, 2009 |
About the Field Partner
About the Field Partner
|
|
| Field Partner: | Opportunity Fund |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Pilot |
| Time On Kiva: | 5 months |
| Kiva Entrepreneurs: | 43 |
| Total Loans: | $257,925 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | United States |
|---|---|
| Avg Annual Income: | $47,000.00 |
| Currency: | United States Dollars (USD) |
Organic Mechanics is a landscaping business that integrates environmentally sensitive and sustainable practices. James and Sean make a constant effort to reduce their carbon footprint and provide a green alternative to standard landscaping companies.
Sean and James have been rejected for a bank loan before because they lack collateral and the loan amounts they need are so small. They are looking for a loan to replace several gas-powered tools with rechargeable ones in order to fulfill their eco-friendly promise. Additionally, as the business has grown, they need to rent and renovate a storage space for their equipment.
Sean and James depend on their business as their sole source of income and dream of seeing Organic Mechanics grow to a point where they will have full-time employees and be able to expand the areas that they serve. To see some of their award-winning work that has developed a loyal clientele and word-of-mouth following, please visit their website at: www.organicmechanics.us
Important Information About This Loan
Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."
Sean and James have been rejected for a bank loan before because they lack collateral and the loan amounts they need are so small. They are looking for a loan to replace several gas-powered tools with rechargeable ones in order to fulfill their eco-friendly promise. Additionally, as the business has grown, they need to rent and renovate a storage space for their equipment.
Sean and James depend on their business as their sole source of income and dream of seeing Organic Mechanics grow to a point where they will have full-time employees and be able to expand the areas that they serve. To see some of their award-winning work that has developed a loyal clientele and word-of-mouth following, please visit their website at: www.organicmechanics.us
Important Information About This Loan
Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."
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Journal entries for Sean And James
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Loan has been disbursed
Location: San Francisco, California, United States
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Posted by
from San Francisco, California, United States
Jul 10, 2009 |
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Comment on this entry
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Repayment Schedule for Sean And James
Repayment Schedule for Sean And James
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| September 2009 | $249.14 | $252.55 |  Repayment Received
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| October 2009 | $261.83 | $260.58 | Repayment Received
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| November 2009 | $262.50 | $263.78 | Repayment Received
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| December 2009 | $263.77 | $263.81 | Repayment Received
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| January 2010 | $263.84 | Available Jan 1 | |||
| February 2010 | $265.08 | Available Feb 1 | |||
| March 2010 | $265.20 | Available Mar 1 | |||
| April 2010 | $265.87 | Available Apr 1 | |||
| May 2010 | $268.04 | Available May 1 | |||
| June 2010 | $267.23 | Available Jun 1 | |||
| July 2010 | $268.37 | Available Jul 1 | |||
| August 2010 | $268.60 | Available Aug 1 | |||
| September 2010 | $269.69 | Available Sep 1 | |||
| October 2010 | $269.97 | Available Oct 1 | |||
| November 2010 | $270.66 | Available Nov 1 | |||
| December 2010 | $271.69 | Available Dec 1 | |||
| January 2011 | $272.04 | Available Jan 1 | |||
| February 2011 | $273.04 | Available Feb 1 | |||
| March 2011 | $273.44 | Available Mar 1 | |||
| April 2011 | $274.14 | Available Apr 1 | |||
| May 2011 | $275.52 | Available May 1 | |||
| June 2011 | $275.54 | Available Jun 1 | |||
| July 2011 | $276.42 | Available Jul 1 | |||
| August 2011 | $276.94 | Available Aug 1 | |||
| September 2011 | $277.79 | Available Sep 1 | |||
| October 2011 | $278.36 | Available Oct 1 | |||
| November 2011 | $279.06 | Available Nov 1 | |||
| December 2011 | $279.84 | Available Dec 1 | |||
| January 2012 | $280.50 | Available Jan 1 | |||
| February 2012 | $280.89 | Available Feb 1 | |||
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